9101 Forest Downs Rd, Germantown, TN 38138 Property Records

Shelby County property record for 9101 Forest Downs Rd, Germantown, TN 38138

Property Summary

Property Type	Single Family Home
Details	5 bd · 5.5 ba · 5,308 sqft · built 2021
Lot Size	1.22 acres (53,361 sqft)
Owner	2 Company Names on Record
Last Sale	$235,000 (Sep 2020)
Tax Bill	$8,476 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Oct 2023 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`G0-243Y-A0-0017`

Property Details

APN / Parcel Number

Primary APN	`G0-243Y-A0-0017`

Interior

Bedrooms	5 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	21 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	5,308 sqft Living Area
Gross Area	8,092 sqft
1st Floor Area	3,554 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Traditional
Exterior Material	Brick Veneer
Roof Type	Gable
Lot Area	53,361 sqft
Garage Type	Attached
Garage Area	1,300 sqft
Porch	Open Porch
Patio Area	130 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	9101 FOREST DOWNS RD
City	GERMANTOWN
State	TN
Zip	38138-8606
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE-1
Legal Description	ES FOREST HILL IRENE COR FOREST DOWNS DRIVE SE PB 106 PG 43 (PT C.O.S.) SEE MAP 200C
Legal Subdivision	FOREST HILL WOODS RESUB
Legal Lot Number	1A
Jurisdiction	SHELBY TN
Township / Civil Division	12
Census Block Group	3
Census Block	3003
Census Tract	21355

Owner

Source: Shelby County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	9101 FOREST DOWNS RD, GERMANTOWN, TN 38138-8606
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2022	Deed of Trust, Mortgage · Line of Credit PARAGON BANK
Oct 6, 2023	Deed of Trust, Mortgage · Conventional Mortgage ANGEL OAK MORTGAGE SOLUTIONS LLC
Jun 5, 2024	Deed of Trust, Mortgage · Conventional Mortgage ANGEL OAK MORTGAGE SOLUTIONS LLC
Oct 24, 2024	Deed of Trust, Mortgage · Conventional Mortgage ANGEL OAK MORTGAGE SOLUTIONS LLC
Feb 3, 2026	Correction Deed · Line of Credit ANGEL OAK MORTGAGE SOLUTIONS LLC
Dec 4, 2020	Deed of Trust, Mortgage · Construction Mortgage TRI STATE BANK OF MEMPHIS
Sep 11, 2020	Warranty Deed, Transfer · Conventional Mortgage TRI-STATE BK/MEMPHIS
Jan 13, 2020	Warranty Deed, Transfer · Construction Mortgage MICHAEL D RAY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 11, 2020 · Amount on Record
Deed Sale	Sep 11, 2020 · Amount on Record
Prior Sale	Jan 13, 2020 · Amount on Record
Deed Document Number	202097802
Last Transfer Date	May 1, 2025
Transfer Doc	0000038877
Record Updated	Sep 20, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY TN
Property Address	9101 FOREST DOWNS RD, GERMANTOWN, TN 38138-8606
Transaction Type	Mortgage
Record Updated	Feb 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9101 FOREST DOWNS RD, GERMANTOWN, TN 38138-8606

Mortgage

Document Number	0022102077
Date	Sep 13, 2022
Instrument	22102077

Lender

Name	PARAGON BANK
Type	Bank
Address	MEMPHIS, TN 38119

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	239 Months
Due	Aug 29, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY TN
Property Address	9101 FOREST DOWNS RD, GERMANTOWN, TN 38138-8606
Transaction Type	Mortgage
Record Updated	Feb 11, 2026
Title Company	PROGRESSIVE LAND TITLE AGENCY LI, PROGRESSIVE LAND TTL AGCY LT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023084975
Date	Oct 6, 2023
Instrument	23084975

Lender

Name	ANGEL OAK MORTGAGE SOLUTIONS LLC
Type	Mortgage Company
Address	ATLANTA, GA 30328

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2053

June 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY TN
Property Address	9101 FOREST DOWNS RD, GERMANTOWN, TN 38138-8606
Transaction Type	Mortgage
Record Updated	Feb 11, 2026
Title Company	PROGRESSIVE LAND TITLE AGENCY LI, PROGRESSIVE LAND TTL AGCY LT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024046179
Date	Jun 5, 2024
Instrument	24046179

Lender

Name	ANGEL OAK MORTGAGE SOLUTIONS LLC
Type	Mortgage Company
Address	ATLANTA, GA 30328

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2054

Interest

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY TN
Property Address	9101 FOREST DOWNS RD, GERMANTOWN, TN 38138-8606
Transaction Type	Mortgage
Record Updated	Feb 11, 2026
Title Company	PROGRESSIVE LAND TITLE AGENCY LI, PROGRESSIVE LAND TTL AGCY LT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024091636
Date	Oct 24, 2024
Instrument	24091636

Lender

Name	ANGEL OAK MORTGAGE SOLUTIONS LLC
Type	Mortgage Company
Address	ATLANTA, GA 30328

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2054

February 2026: Correction Deed

Document Type	Correction Deed
Jurisdiction	SHELBY TN
Recording Date	Feb 3, 2026
Property Address	9101 FOREST DOWNS RD, GERMANTOWN, TN 38138-8606
Document Number	0026007051
Instrument Date	Jan 22, 2026
Instrument	26007051
Record Updated	Feb 11, 2026
Title Company	PROGRESSIVE LAND TITLE AGENCY LI, PROGRESSIVE LAND TTL AGCY LT

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9101 FOREST DOWNS RD, GERMANTOWN, TN 38138-8606

Mortgage

Document Number	0026007052
Date	Feb 3, 2026
Instrument	26007052

Lender

Name	ANGEL OAK MORTGAGE SOLUTIONS LLC
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Feb 1, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY TN
Property Address	9101 FOREST DOWNS RD, GERMANTOWN, TN 38138-8606
Transaction Type	Mortgage
Record Updated	Jul 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020134899
Date	Dec 4, 2020
Instrument	20134899

Lender

Name	TRI STATE BANK OF MEMPHIS
Type	Bank
Address	MEMPHIS, TN 38104

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	311 Months
Due	Nov 24, 2046

Interest

Rate Type	Adjustable Rate
Rate	2.96%
Adjustable	Adjustable Rate Rider
Change Frequency	5 Years
Index	Prime Rate
Margin	1

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY TN
Recording Date	Sep 11, 2020
Property Address	9101 FOREST DOWNS RD, GERMANTOWN, TN 38138-8606
Document Number	0000097802
Instrument Date	Aug 26, 2020
Instrument	97802
Transaction Type	Transfer
Record Updated	Sep 30, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$870.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	9664 WOODLAND HILLS DR CORDOVA TN 380186679, CORDOVA, TN 38018-6679

Mortgage

Document Number	97803
Date	Sep 11, 2020
Instrument	97803

Lender

Name	TRI-STATE BK/MEMPHIS
Type	Bank
Address	MEMPHIS, TN 38103

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	24 Months
Due	Sep 10, 2022

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY TN
Recording Date	Jan 13, 2020
Property Address	9101 FOREST DOWNS RD, GERMANTOWN, TN 38138-8606
Document Number	0000003953
Instrument Date	Jan 9, 2020
Instrument	3953
Transaction Type	Transfer
Record Updated	Feb 25, 2020
Title Company	EXECUTIVE TITLE AND CLOSING INC, EXECUTIVE TITLE & CLOSING INC

Transaction

Amount	Amount Recorded
Tax	$7.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9125 FOREST DOWNS RD GERMANTOWN TN 381388606, GERMANTOWN, TN 38138-8606

Mortgage

Document Number	3955
Date	Jan 13, 2020
Instrument	3955

Lender

Name	MICHAEL D RAY
Special Notes	Seller Financed

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 12, 2021

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Shelby County
Municipality	Germantown City
Unified School District	Germantown Municipal School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,476.00 (-48.55%)	$315,100 (+34.76%) Land $67,500 Building $247,600	$1,260,400 (+34.76%) Land $270,000 Building $990,400
2024	$16,474.00 (+39.15%)
2023		$233,825 Land $67,500 Building $166,325
2022	$11,839.00
2021			$935,300 Land $270,000 Building $665,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 54% of Tennessee
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GERMANTOWN WATER DEPT serves 37,738 people · EPA ID TN0000262
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	2 ppb (2023–2025) action level 15 ppb
Copper	1.5 mg/L (2019) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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