91 Summit Cross, Rutherford, NJ 07070 Property Records

Bergen County and Rutherford Borough property record for 91 Summit Cross, Rutherford, NJ 07070

Property Summary

Property Type	Single Family Home
Details	1,929 sqft · built 1905
Lot Size	0.084 acres (3,650 sqft)
Owner	2 Individual Names on Record
Last Sale	$700,000 (May 2024)
Tax Bill	$14,784 (2025)
Deeds & Mortgages	Jun 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`56-00136-0000-00002`

Property Details

APN / Parcel Number

Primary APN	`56-00136-0000-00002`
Alternative APN	`560013600002`

Interior

Stories	2 Stories
Building Area	1,929 sqft Living Area

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1905
Construction Type	Frame
Lot Area	3,650 sqft (0.084 acres)
Lot Dimensions	73 ft deep x 50 ft wide

Location & Zoning

Street Address	91 SUMMIT CROSS
City	RUTHERFORD
State	NJ
Zip	07070-2429
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	50X73
Legal Subdivision	MOUNT RUTHERFORD CO MAP 3
Legal Block	136
Legal Lot Number	2
Jurisdiction	BERGEN NJ
Township / Civil Division	RUTHERFORD
Census Block Group	4
Census Block	4001
Census Tract	51400

Owner

Source: Bergen County and Rutherford Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	91 SUMMIT CROSS, RUTHERFORD, NJ 07070-2429
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 24, 2024 · Amount on Record
Deed Sale	May 24, 2024 · Amount on Record
Prior Sale	Nov 23, 2016 · Amount on Record
Deed Document Number	202431228
Deed Book / Page	5246 / 1108
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	91 SUMMIT CROSS, RUTHERFORD, NJ 07070-2429
Transaction Type	Mortgage
Record Updated	Aug 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0042070518
Date	Jun 11, 2021
Book Page	4207/518
Instrument	2021094071

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

Source: Bergen County and Rutherford Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Rutherford Borough
Unified School District	Rutherford Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$462,000 (-) Land $253,800 Building $208,200	$462,000 (-) Land $253,800 Building $208,200
2025	$14,784.00 (+6.04%)	$462,000 (+3.43%) Land $253,800 Building $208,200	$462,000 (+3.43%) Land $253,800 Building $208,200
2024	$13,942.00 (+5.13%)
2023		$446,700 Land $253,800 Building $192,900	$446,700 Land $253,800 Building $192,900
2022	$13,262.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 669 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20