Bergen County and Rutherford Borough property record for 105 Summit Cross, Rutherford, NJ 07070
| Property Type | Single Family Home |
|---|---|
| Details | 1,676 sqft · built 1904 |
| Lot Size | 0.084 acres (3,659 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $660,000 (Oct 2020) |
| Tax Bill | $16,502 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Mar 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 56-00136-0000-00021-01 |
| Primary APN | 56-00136-0000-00021-01 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,676 sqft Living Area |
| Year Built | Built 1904 |
|---|---|
| Effective Year Built | Effective 1904 |
| Architectural Style | Cape Cod |
| Exterior Material | Frame |
| Construction Type | Frame |
| Lot Area | 3,659 sqft (0.084 acres) |
| Old Parcel Number | 5600136000000021A |
|---|---|
| Street Address | 105 SUMMIT CROSS |
| City | RUTHERFORD |
| State | NJ |
| Zip | 07070-2429 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | .084 |
| Legal Subdivision | RIDGE HEIGHTS LAND CO SEC 3 |
| Legal Block | 136 |
| Legal Lot Number | 21.01 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RUTHERFORD |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 51400 |
105 Summit Cross is owned by two individuals who bought it in October 2020.
Source: Bergen County and Rutherford Borough records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2179 MATTHEWS AVE, BRONX, NY 10462-2010 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Mar 2, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PROSPERITY HM MTG |
| Oct 7, 2020 | Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC |
| Jun 14, 2019 | Grant Deed, Transfer ACRES LAND TITLE AGENCY INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 7, 2020 · Amount on File |
| Deed Sale | Oct 7, 2020 · Amount on File |
| Prior Sale | Jun 14, 2019 · Amount on File |
| Deed Document Number | 202099416 |
| Deed Book / Page | 3752 / 1264 |
| Prior Transfer Date | Jan 1, 2003 |
| Prior Transfer Doc | 8552000332 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 105 SUMMIT CROSS, RUTHERFORD, NJ 07070-2429 |
| Transaction Type | Mortgage |
| Record Updated | Nov 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0044341889 |
|---|---|
| Date | Oct 29, 2021 |
| Book Page | 4434/1889 |
| Instrument | 2021162940 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | CONSHOHOCKEN, PA 19428 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 105 SUMMIT CROSS, RUTHERFORD, NJ 07070-2429 |
| Document Number | 0037521269 |
| Instrument Date | Mar 2, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 105 SUMMIT CROSS RUTHERFORD NJ 070702429, RUTHERFORD, NJ 07070-2429 |
| Document Number | 0037521269 |
|---|---|
| Date | Oct 7, 2020 |
| Book Page | 003752/001269 |
| Instrument | 99417 |
| Name | PROSPERITY HM MTG |
|---|---|
| Type | Mortgage Company |
| Address | CHANTILLY, VA 20151 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 6, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Oct 7, 2020 |
| Property Address | 105 SUMMIT CROSS, RUTHERFORD, NJ 07070-2429 |
| Document Number | 0037521264 |
| Book / Page | 3752 / 1264 |
| Instrument Date | Feb 29, 2020 |
| Instrument | 20-099416 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2021 |
| Title Company | EVIDENT TITLE AGENCY INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,821.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 20 GARNET TER, 20, LIVINGSTON, NJ 07039-2302 |
| Name | Verified Name |
|---|---|
| Address | 2179 MATTHEWS AVE, BRONX, NY 10462-2010 |
| Document Number | 20099417 |
|---|---|
| Date | Oct 7, 2020 |
| Instrument | 20-099417 |
| Name | PROSPERITY HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 354 Months |
| Due | Apr 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jun 14, 2019 |
| Property Address | 105 SUMMIT CROSS, RUTHERFORD, NJ 07070-2429 |
| Document Number | 0032661279 |
| Book / Page | 003266 / 001279 |
| Instrument Date | May 20, 2019 |
| Instrument | 37328 |
| Transaction Type | Transfer |
| Record Updated | Jun 25, 2019 |
| Title Company | ACRES LAND TITLE AGENCY INC |
| Amount | Amount on Record |
|---|---|
| Tax | $375.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 20 GARNET TER LIVINGSTON NJ 070392302, LIVINGSTON, NJ 07039-2302 |
The 2025 property tax bill for 105 Summit Cross was $16,502, up 2.5% from the year before.
Source: Bergen County and Rutherford Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Rutherford Borough |
| Unified School District | Rutherford Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $515,700 (-) Land $253,900 Building $261,800 | $515,700 (-) Land $253,900 Building $261,800 | |
| 2025 | $16,502.00 (+2.53%) | $515,700 Land $253,900 Building $261,800 | $515,700 Land $253,900 Building $261,800 |
| 2024 | $16,095.00 | ||
| 2023 | $515,700 Land $253,900 Building $261,800 | $515,700 Land $253,900 Building $261,800 | |
| 2022 | $15,311.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 105 Summit Cross in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 105 Summit Cross is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 669 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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