51 Summit Cross, Rutherford, NJ 07070 Property Records

Bergen County and Rutherford Borough property record for 51 Summit Cross, Rutherford, NJ 07070

Property Summary

Property Type	Single Family Home
Details	2,843 sqft · built 1890
Lot Size	0.196 acres (8,551 sqft)
Owner	2 Individual Names on File
Last Sale	$640,000 (Mar 2017)
Tax Bill	$19,894 (2025)
Deeds & Mortgages	Mar 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`56-00117-0000-00006`

Property Details

APN / Parcel Number

Primary APN	`56-00117-0000-00006`
Alternative APN	`560011700006`

Interior

Stories	2 Stories
Building Area	2,843 sqft Living Area

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Construction Type	Frame
Lot Area	8,551 sqft (0.196 acres)
Lot Dimensions	171 ft deep x 50 ft wide

Location & Zoning

Street Address	51 SUMMIT CROSS
City	RUTHERFORD
State	NJ
Zip	07070-2427
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	50X171
Legal Block	117
Legal Lot Number	6
Jurisdiction	BERGEN NJ
Township / Civil Division	RUTHERFORD
Census Block Group	5
Census Block	5003
Census Tract	51300

Owner

51 Summit Cross is owned and occupied by two individuals who bought it in March 2017.

Source: Bergen County and Rutherford Borough records, as of June 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	51 SUMMIT CROSS, RUTHERFORD, NJ 07070-2427
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 1, 2017 · Amount on File
Deed Sale	Mar 1, 2017 · Amount on File
Prior Sale	Nov 19, 2014 · Amount on File
Deed Document Number	201718864
Deed Book / Page	2549 / 1329
Record Updated	Sep 20, 2026

March 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Mar 1, 2017
Property Address	51 SUMMIT CROSS, RUTHERFORD, NJ 07070-2427
Document Number	0025491329
Book / Page	02549 / 1329
Instrument Date	Feb 23, 2017
Instrument	17-018864
Transaction Type	Transfer
Record Updated	Nov 2, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	51 SUMMIT CROSS, 51, RUTHERFORD, NJ 07070-2427

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	51 SUMMIT CROSS, RUTHERFORD, NJ 07070-2427

Mortgage

Document Number	0025491334
Date	Mar 1, 2017
Book Page	02549/1334
Instrument	17-018864.01

Lender

Name	SPENCER SAVINGS BANK SLA
Type	Lending Institution
Address	ELMWOOD PARK, NJ 07407

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 51 Summit Cross was $19,894, up 2.5% from the year before.

Source: Bergen County and Rutherford Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Rutherford Borough
Unified School District	Rutherford Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$621,700 (-) Land $277,800 Building $343,900	$621,700 (-) Land $277,800 Building $343,900
2025	$19,894.00 (+2.53%)	$621,700 Land $277,800 Building $343,900	$621,700 Land $277,800 Building $343,900
2024	$19,403.00
2023		$621,700 Land $277,800 Building $343,900	$621,700 Land $277,800 Building $343,900
2022	$17,814.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 51 Summit Cross in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 51 Summit Cross is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 669 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20