95 Summit Cross, Rutherford, NJ 07070 Property Records

Bergen County and Rutherford Borough property record for 95 Summit Cross, Rutherford, NJ 07070

Property Summary

Property Type	Single Family Home
Details	1,721 sqft · built 1905
Lot Size	0.062 acres (2,701 sqft)
Owner	Individual Name on Record
Last Sale	$290,000 (May 2015)
Tax Bill	$10,733 (2025)
Deeds & Mortgages	Jan 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`56-00136-0000-00003-02`

Property Details

APN / Parcel Number

Primary APN	`56-00136-0000-00003-02`
Alternative APNs	`56001360000000030002` `5600136000000003B`

Interior

Stories	2 Stories
Building Area	1,721 sqft Living Area

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1905
Exterior Material	Frame
Construction Type	Frame
Lot Area	2,701 sqft (0.062 acres)

Location & Zoning

Old Parcel Number	5600136000000003B
Street Address	95 SUMMIT CROSS
City	RUTHERFORD
State	NJ
Zip	07070-2429
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.062
Legal Block	136
Legal Lot Number	3.02
Jurisdiction	BERGEN NJ
Township / Civil Division	RUTHERFORD
Census Block Group	4
Census Block	4001
Census Tract	51400

Owner

Source: Bergen County and Rutherford Borough records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1 ORIENT WAY, F146, RUTHERFORD, NJ 07070-2524
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 19, 2015 · Amount on Record
Deed Sale	May 19, 2015 · Amount on Record
Prior Sale	Dec 7, 2005 · Amount on Record
Deed Document Number	20153559301
Deed Book / Page	1941 / 1347
Prior Transfer Date	Apr 24, 2015
Prior Transfer Doc	0019411341
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	95 SUMMIT CROSS, RUTHERFORD, NJ 07070-2429
Transaction Type	Mortgage
Record Updated	Aug 17, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0045601228
Date	Jan 31, 2022
Book Page	4560/1228
Instrument	2022013217

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

Tax Assessment & Valuation

Source: Bergen County and Rutherford Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Rutherford Borough
Unified School District	Rutherford Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$335,400 (-) Land $218,200 Building $117,200	$335,400 (-) Land $218,200 Building $117,200
2025	$10,733.00 (+4.21%)	$335,400 (+1.64%) Land $218,200 Building $117,200	$335,400 (+1.64%) Land $218,200 Building $117,200
2024	$10,299.00 (+5.12%)
2023		$330,000 Land $218,200 Building $111,800	$330,000 Land $218,200 Building $111,800
2022	$9,797.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 669 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20