45 Summit Cross, Rutherford, NJ 07070 Property Records

Bergen County and Rutherford Borough property record for 45 Summit Cross, Rutherford, NJ 07070

Property Summary

Property Type	Single Family Home
Details	2,491 sqft · built 1900
Lot Size	0.164 acres (7,131 sqft)
Owner	2 Individual Names on Record
Tax Bill	$16,282 (2025)
Flood Zone	Zone X (minimal risk)
APN	`56-00117-0000-00002`

Property Details

APN / Parcel Number

Primary APN	`56-00117-0000-00002`
Alternative APN	`560011700002`

Interior

Stories	1 Story
Building Area	2,491 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Stucco
Construction Type	Frame
Lot Area	7,131 sqft (0.164 acres)
Lot Dimensions	115 ft deep x 62 ft wide
Garage Type	Detached

Location & Zoning

Street Address	45 SUMMIT CROSS
City	RUTHERFORD
State	NJ
Zip	07070-2301
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	62X115
Legal Block	117
Legal Lot Number	2
Jurisdiction	BERGEN NJ
Township / Civil Division	RUTHERFORD
Census Block Group	5
Census Block	5003
Census Tract	51300

Owner

Source: Bergen County and Rutherford Borough records, as of June 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	45 SUMMIT CROSS, RUTHERFORD, NJ 07070-2301
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Bergen County and Rutherford Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Rutherford Borough
Unified School District	Rutherford Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$508,800 (-) Land $270,700 Building $238,100	$508,800 (-) Land $270,700 Building $238,100
2025	$16,282.00 (+2.54%)	$508,800 (-) Land $270,700 Building $238,100	$508,800 (-) Land $270,700 Building $238,100
2024	$15,879.00 (+5.12%)
2023		$508,800 Land $270,700 Building $238,100	$508,800 Land $270,700 Building $238,100
2022	$15,106.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 669 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20