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44 Summit Cross, Rutherford, NJ 07070 Property Records

Bergen County and Rutherford Borough property record for 44 Summit Cross, Rutherford, NJ 07070

Property Summary

Property TypeSingle Family Home
Details2,073 sqft · built 1910
Lot Size0.183 acres (7,971 sqft)
Owner2 Individual Names on Record
Last Sale$425,000 (Jun 2003)
Tax Bill$15,680 (2025)
Deeds & MortgagesOct 2019 Mortgage
Sep 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN56-00116-0000-00005

Property Details

APN / Parcel Number

Primary APN56-00116-0000-00005
Alternative APN
  • 560011600005

Interior

Stories2 Stories
Building Area2,073 sqft Living Area

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area7,971 sqft (0.183 acres)

Location & Zoning

Street Address44 SUMMIT CROSS
CityRUTHERFORD
StateNJ
Zip07070-2302
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Description.183
Legal Block116
Legal Lot Number5
JurisdictionBERGEN NJ
Township / Civil DivisionRUTHERFORD
Census Block Group5
Census Block5004
Census Tract51300

Owner

Source: Bergen County and Rutherford Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address44 SUMMIT CROSS, RUTHERFORD, NJ 07070-2302
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 10, 2019Deed of Trust, Mortgage · Conventional with PMI
NJ LENDERS
Sep 26, 2018Deed with Mortgage, Transfer · Conventional Mortgage
NJ LENDERS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 26, 2003 · Amount on Record
Deed SaleJun 26, 2003 · Amount on Record
Deed Book / Page8589 / 417
Record UpdatedSep 20, 2026

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address44 SUMMIT CROSS, RUTHERFORD, NJ 07070-2302
Document Number0033832135
Instrument DateOct 10, 2019
Transaction TypeMortgage
Record UpdatedNov 4, 2019
Title CompanyWESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address44 SUMMIT CROSS RUTHERFORD NJ 070702302, RUTHERFORD, NJ 07070-2302

Mortgage

Document Number0033832135
DateOct 23, 2019
Book Page003383/002135
Instrument71165
Lender
NameNJ LENDERS
AddressLITTLE FALLS, NJ 07424
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueOct 22, 2049

September 2018: Deed with Mortgage, Transfer

Document TypeDeed with Mortgage
JurisdictionBERGEN NJ
Recording DateSep 26, 2018
Property Address44 SUMMIT CROSS, RUTHERFORD, NJ 07070-2302
Document Number0030630995
Book / Page003063 / 000995
Instrument DateAug 23, 2018
Instrument68460
Transaction TypeTransfer
Record UpdatedOct 5, 2018
Title CompanyPRESTIGE TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$670.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address44 SUMMIT CROSS RUTHERFORD NJ 070702302, RUTHERFORD, NJ 07070-2302

Mortgage

Document Number30631001
DateSep 26, 2018
Book Page003063/001001
Instrument68460
Lender
NameNJ LENDERS
AddressLITTLE FALLS, NJ 07424
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 25, 2048

Tax Assessment & Valuation

Source: Bergen County and Rutherford Borough assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityRutherford Borough
Unified School DistrictRutherford Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$490,000 (-) Land $274,900 Building $215,100$490,000 (-) Land $274,900 Building $215,100
2025$15,680.00 (+2.54%)$490,000 (-) Land $274,900 Building $215,100$490,000 (-) Land $274,900 Building $215,100
2024$15,292.00 (+5.11%)
2023$490,000 Land $274,900 Building $215,100$490,000 Land $274,900 Building $215,100
2022$14,548.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVEOLIA WATER NEW JERSEY HACKENSACK
private · serves 792,713 people · EPA ID NJ0238001
Water SourceSurface water
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line replacement
Jan 2021
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 794 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area		2,300 / 2,300
Xfinity
Cable		2,000 / 250
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

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