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908 E Main St, Cecilia, KY 42724 Property Records

Hardin County property record for 908 E Main St, Cecilia, KY 42724

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,488 sqft · built 1972
Lot Size0.687 acres (29,969 sqft)
OwnerIndividual Name on Record
Last Sale$186,500 (Nov 2020)
Tax Bill$1,799 (2025)
Deeds & MortgagesNov 2020 Mortgage
Nov 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN168-20-00-013

Property Details

APN / Parcel Number

Primary APN168-20-00-013

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,488 sqft Living Area

Exterior

Year BuiltBuilt 1972
Architectural StyleRanch
Exterior MaterialBrick
Foundation TypeRaised
Lot Area29,969 sqft (0.687 acres)
Garage Area896 sqft
Parking Spaces4 Parking Spaces
PorchPorch
Porch Area288 sqft
Patio Area36 sqft

Utilities, Heating & Cooling

Heating FuelElectric

Location & Zoning

Street Address908 E MAIN ST
CityCECILIA
StateKY
Zip42724-9633
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCITY/MUNI/TWP:HARDIN CO (NOT CITY LIMITS)
Legal SubdivisionGROEPPE SUB
JurisdictionHARDIN KY
Township / Civil DivisionCECILIA
Census Block Group2
Census Block2107
Census Tract1701

Owner

Source: Hardin County records, as of January 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address908 E MAIN ST, CECILIA, KY 42724-9633
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 5, 2020Deed of Trust, Mortgage · Second Mortgage (Down Payment)
LEXINGTON-FAYETTE URBAN COUNTY GOV
Nov 5, 2020Warranty Deed, Transfer · FHA Mortgage
PROSPERITY HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 5, 2020 · Amount on Record
Deed SaleNov 5, 2020 · Amount on Record
Prior SaleFeb 22, 2016 · Amount on Record
Deed Document Number0001500396
Deed Book / Page1500 / 396
Record UpdatedJun 8, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARDIN KY
Property Address908 E MAIN ST, CECILIA, KY 42724-9633
Transaction TypeMortgage
Record UpdatedNov 16, 2023
Title CompanyMATINGLY FORD TITLE SERVICES LLC, MATTINGLY FORD TTL SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address908 E MAIN ST, CECILIA, KY 42724-9633

Mortgage

Document Number002344/947
DateNov 5, 2020
Book Page2344/947
Lender
NameLEXINGTON-FAYETTE URBAN COUNTY GOV
TypeGovernment Agency
AddressFRANKFORT, KY 40601
Agreement
TypeSecond Mortgage (Down Payment)
AmountAmount Recorded
Term120 Months
DueNov 1, 2030

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHARDIN KY
Recording DateNov 5, 2020
Property Address908 E MAIN ST, CECILIA, KY 42724-9633
Document Number1500/396
Book / Page1500 / 396
Instrument DateOct 30, 2020
Transaction TypeTransfer
Record UpdatedOct 8, 2021
Title CompanyMATTINGLY FORD TTL SVCS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$186.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address980 SALEM SCHOOL RD, 980, RINEYVILLE, KY 40162-9733

Transferred To (Grantee/Buyer)

NameVerified Name
Address908 E MAIN ST, CECILIA, KY 42724-9633

Mortgage

Document Number002344/931
DateNov 5, 2020
Book Page2344/931
Lender
NamePROSPERITY HOME MORTGAGE LLC
TypeMortgage Company
AddressCHANTILLY, VA 20151
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term444 Months
DueNov 1, 2050

Tax Assessment & Valuation

Source: Hardin County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyHardin County
Unified School DistrictHardin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,799.00 (-0.72%)$186,500 (-) Land $14,800 Building $171,700$186,500 (-) Land $14,800 Building $171,700
2023$186,500 Land $14,800 Building $171,700$186,500 Land $14,800 Building $171,700
2021$1,812.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.2% of Kentucky
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHARDIN COUNTY WATER DISTRICT #2
serves 76,326 people · EPA ID KY0470175
Water SourceSurface water
Last State InspectionSep 2025
Lead6 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Brandenburg Telecom
Fiber		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
Windstream
DSL		300 / 20
AT&T
Fixed Wireless		100 / 20

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