817 E Main St, Cecilia, KY 42724 Property Records

Hardin County property record for 817 E Main St, Cecilia, KY 42724

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 2,263 sqft · built 1956
Lot Size0.617 acres (26,877 sqft)
OwnerCompany Name on Record
Last Sale$165,000 (Dec 2019)
Tax Bill$2,375 (2025)
Deeds & MortgagesMay 2022 Transfer
Jan 2022 Sale & Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN147-40-00-037.01

Property Details

APN / Parcel Number

Primary APN147-40-00-037.01

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area2,263 sqft Living Area

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1956
Architectural StyleRanch
Lot Area26,877 sqft (0.617 acres)

Location & Zoning

Street Address817 E MAIN ST
CityCECILIA
StateKY
Zip42724-9623
Property CategoryResidential
Property TypeResidential > Single Family > Home
JurisdictionHARDIN KY
Township / Civil DivisionCECILIA
Census Block Group2
Census Block2109
Census Tract1701

Owner

Source: Hardin County records, as of January 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address4466 LEITCHFIELD RD, CECILIA, KY 42724-9642
Owner TypeCompany
VestingTrust, Family Trust

Deeds, Mortgages & Sale History

DateDocument
May 31, 2022Intrafamily Transfer, Transfer
Jan 21, 2022Deed, Transfer · Line of Credit
MAGNOLIA BANK
Dec 18, 2019Deed, Transfer · Stand-Alone First Mortgage
WILSON & MUIR BANK & TRUST CO

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 18, 2019 · Amount on Record
Deed SaleDec 18, 2019 · Amount on Record
Deed Document Number201916398
Deed Book / Page1483 / 607
Last Transfer DateMay 17, 2022
Transfer Doc001535/739
Record UpdatedJun 8, 2026

May 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionHARDIN KY
Recording DateMay 31, 2022
Property Address817 E MAIN ST, CECILIA, KY 42724-9623
Document Number001535/739
Book / Page1535 / 739
Instrument DateMay 17, 2022
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address4466 LEITCHFIELD RD, 4466, STEPHENSBURG, KY 42724-9642

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address4466 LEITCHFIELD RD, CECILIA, KY 42724-9642

January 2022: Deed, Transfer

Document TypeDeed
JurisdictionHARDIN KY
Recording DateJan 21, 2022
Property Address817 E MAIN ST, CECILIA, KY 42724-9623
Document Number001527/610
Book / Page1527 / 610
Instrument DateDec 21, 2021
Transaction TypeTransfer
Record UpdatedDec 5, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$250.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address652 HOOVER HOLLOW RD, EASTVIEW, KY 42732-8778

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address4466 LEITCHFIELD RD, CECILIA, KY 42724-9642

Mortgage

Document Number0002424105
DateJan 21, 2022
Instrument2424/105
Lender
NameMAGNOLIA BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueJan 21, 2042
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2019: Deed, Transfer

Document TypeDeed
JurisdictionHARDIN KY
Recording DateDec 18, 2019
Property Address817 E MAIN ST, CECILIA, KY 42724-9623
Document Number1483/607
Book / Page1483 / 607
Instrument DateDec 17, 2019
Instrument20190-00016398
Transaction TypeTransfer
Record UpdatedOct 8, 2021

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address817 E MAIN ST, CECILIA, KY 42724-9623

Mortgage

Document Number19000016395
DateDec 18, 2019
Instrument190-00016395
Lender
NameWILSON & MUIR BANK & TRUST CO
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Mortgage

Document Number001483/607
DateDec 18, 2019
Book Page1483/607
Instrument20190-00016398
Lender
NameWILSON & MUIR BANK & TRUST CO
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2050

Tax Assessment & Valuation

Source: Hardin County assessment roll, as of January 20, 2026

Property Jurisdictions

TypeName
StateKentucky
CountyHardin County
Unified School DistrictHardin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,375.00 (+47.33%)$250,000 (-) Land $15,800 Building $234,200$250,000 (-) Land $15,800 Building $234,200
2023$250,000 Land $15,800 Building $234,200$250,000 Land $15,800 Building $234,200
2021$1,612.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 97.3% of Kentucky
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHARDIN COUNTY WATER DISTRICT #2
serves 76,326 people · EPA ID KY0470175
Water SourceSurface water
Last State InspectionSep 2025
Lead6 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Brandenburg Telecom
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Windstream
DSL
300 / 20
AT&T
Fixed Wireless
100 / 20

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