Hardin County property record for 928 E Main St, Cecilia, KY 42724
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,953 sqft · built 1971 |
| Lot Size | 0.46 acres (20,038 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $252,500 (Mar 2022) |
| Tax Bill | $2,441 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Sep 2022 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 168-20-00-015 |
| Primary APN | 168-20-00-015 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,953 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Foundation Type | No Foundation |
| Lot Area | 20,038 sqft (0.46 acres) |
| Garage Type | Attached |
| Garage Area | 567 sqft |
| Street Address | 928 E MAIN ST |
|---|---|
| City | CECILIA |
| State | KY |
| Zip | 42724-9633 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Jurisdiction | HARDIN KY |
| Township / Civil Division | CECILIA |
| Census Block Group | 2 |
| Census Block | 2107 |
| Census Tract | 1701 |
Source: Hardin County records, as of June 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 928 E MAIN ST, CECILIA, KY 42724-9633 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 28, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Sep 13, 2022 | Deed of Trust, Mortgage · Line of Credit THE CECILIAN BANK |
| Mar 2, 2022 | Deed, Transfer · Conventional Mortgage SOUTH CENTRAL BANK |
| Oct 11, 2021 | Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 14, 2022 · Amount on Record |
| Deed Sale | Mar 14, 2022 · Amount on Record |
| Prior Sale | Mar 2, 2022 · Amount on Record |
| Deed Book / Page | 1530 / 969 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN KY |
| Recording Date | May 28, 2026 |
| Property Address | 928 E MAIN ST, CECILIA, KY 42724-9633 |
| Document Number | 2617000374 |
| Book / Page | 2617 / 374 |
| Instrument Date | May 16, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Address | 928 E MAIN ST, CECILIA, KY 42724-9633 |
| Investor | Possibly a Property Investor |
| Document Number | 2617000374, |
|---|---|
| Date | May 28, 2026 |
| Book Page | 2617/374 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN KY |
| Property Address | 928 E MAIN ST, CECILIA, KY 42724-9633 |
| Transaction Type | Mortgage |
| Record Updated | Oct 7, 2022 |
| Name | Verified Name |
|---|---|
| Address | 928 E MAIN ST, CECILIA, KY 42724-9633 |
| Document Number | 002456/545 |
|---|---|
| Date | Sep 13, 2022 |
| Book Page | 2456/545 |
| Name | THE CECILIAN BANK |
|---|---|
| Type | Bank |
| Address | SONORA, KY 42776 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2052 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | HARDIN KY |
| Recording Date | Mar 2, 2022 |
| Property Address | 928 E MAIN ST, CECILIA, KY 42724-9633 |
| Document Number | 01529/1084 |
| Book / Page | 1529 / 1084 |
| Instrument Date | Feb 28, 2022 |
| Transaction Type | Transfer |
| Record Updated | Apr 28, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $257.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2855 CENTENNIAL AVE, 2855, RADCLIFF, KY 40160-9001 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 928 E MAIN ST, CECILIA, KY 42724-9633 |
| Document Number | 0002429820 |
|---|---|
| Date | Mar 2, 2022 |
| Instrument | 2429/820 |
| Name | SOUTH CENTRAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARDIN KY |
| Recording Date | Oct 11, 2021 |
| Property Address | 928 E MAIN ST, CECILIA, KY 42724-9633 |
| Document Number | 1521/19 |
| Book / Page | 1521 / 19 |
| Instrument Date | Oct 8, 2021 |
| Transaction Type | Transfer |
| Record Updated | Oct 27, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $99.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2013 SOUTH L N TURNPIKE, 2013, BUFFALO, KY 42716 |
| Name | Verified Name |
|---|---|
| Address | 2855 CENTENNIAL AVE, RADCLIFF, KY 40160-9001 |
Source: Hardin County assessment roll, as of January 20, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Hardin County |
| Unified School District | Hardin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,441.00 (+206.27%) | $257,300 (-) Land $20,000 Building $237,300 | $257,300 (-) Land $20,000 Building $237,300 |
| 2023 | $257,300 Land $20,000 Building $237,300 | $257,300 Land $20,000 Building $237,300 | |
| 2021 | $797.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.2% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARDIN COUNTY WATER DISTRICT #2 serves 76,326 people · EPA ID KY0470175 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 6 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Brandenburg Telecom Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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