Hardin County property record for 944 E Main St, Cecilia, KY 42724
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,135 sqft · built 1971 |
| Lot Size | 0.458 acres (19,994 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $506 (2025) |
| Deeds & Mortgages | Feb 2024 Mortgage May 2022 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 168-20-00-016 |
| Primary APN | 168-20-00-016 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,135 sqft Living Area |
| Year Built | Built 1971 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Foundation Type | Raised |
| Lot Area | 19,994 sqft (0.458 acres) |
| Patio Area | 16 sqft |
| Heating System | Central |
|---|---|
| Heating Fuel | Gas |
| Street Address | 944 E MAIN ST |
|---|---|
| City | CECILIA |
| State | KY |
| Zip | 42724-9624 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CITY/MUNI/TWP:HARDIN CO (NOT CITY LIMITS) |
| Jurisdiction | HARDIN KY |
| Township / Civil Division | CECILIA |
| Census Block Group | 2 |
| Census Block | 2107 |
| Census Tract | 1701 |
Source: Hardin County records, as of January 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 944 E MAIN ST, CECILIA, KY 42724-9624 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 21, 2024 | Deed of Trust, Mortgage · Commercial Mortgage LINCOLN NATIONAL BANK |
| May 18, 2022 | Deed of Trust, Mortgage · Line of Credit LINCOLN NATIONAL BANK |
| Jan 27, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance LINCOLN NATIONAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Deed Document Number | 0000228281 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN KY |
| Property Address | 944 E MAIN ST, CECILIA, KY 42724-9624 |
| Transaction Type | Mortgage |
| Record Updated | Apr 8, 2024 |
| Name | Verified Name |
|---|---|
| Address | 944 E MAIN ST, CECILIA, KY 42724-9624 |
| Document Number | 002510/756 |
|---|---|
| Date | Feb 21, 2024 |
| Book Page | 2510/756 |
| Name | LINCOLN NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | HODGENVILLE, KY 42748 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Feb 13, 2029 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN KY |
| Property Address | 944 E MAIN ST, CECILIA, KY 42724-9624 |
| Transaction Type | Mortgage |
| Record Updated | Jun 10, 2022 |
| Name | Verified Name |
|---|---|
| Address | 944 E MAIN ST, CECILIA, KY 42724-9624 |
| Document Number | 002441/976 |
|---|---|
| Date | May 18, 2022 |
| Book Page | 2441/976 |
| Name | LINCOLN NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | HODGENVILLE, KY 42748 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | May 12, 2027 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN KY |
| Property Address | 944 E MAIN ST, CECILIA, KY 42724-9624 |
| Transaction Type | Mortgage |
| Record Updated | Feb 18, 2020 |
| Name | Verified Name |
|---|
| Document Number | 2297/37 |
|---|---|
| Date | Jan 27, 2020 |
| Book Page | 2297/37 |
| Instrument | 20200-00001087 |
| Name | LINCOLN NATIONAL BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 61 Months |
| Due | Feb 1, 2025 |
Source: Hardin County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Hardin County |
| Unified School District | Hardin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $506.00 (+14.74%) Homeowner's exemption Additional exemption filed | $93,200 (-) Land $12,600 Building $80,600 | $93,200 (-) Land $12,600 Building $80,600 |
| 2023 | $93,200 Land $12,600 Building $80,600 | $93,200 Land $12,600 Building $80,600 | |
| 2021 | $441.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 95% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARDIN COUNTY WATER DISTRICT #2 serves 76,326 people · EPA ID KY0470175 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 6 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Brandenburg Telecom Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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