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824 E Main St, Cecilia, KY 42724 Property Records

Hardin County property record for 824 E Main St, Cecilia, KY 42724

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,063 sqft · built 1973
Lot Size0.919 acres (40,075 sqft)
OwnerIndividual Name on Record
Last Sale$253,000 (Apr 2023)
Tax Bill$1,956 (2025)
Deeds & MortgagesApr 2024 Transfer
Apr 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN168-20-00-011

Property Details

APN / Parcel Number

Primary APN168-20-00-011

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,063 sqft Living Area

Exterior

Year BuiltBuilt 1973
Architectural StyleRanch
Exterior MaterialBrick
Lot Area40,075 sqft (0.919 acres)
Garage Area572 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemCentral
Heating FuelElectric

Location & Zoning

Street Address824 E MAIN ST
CityCECILIA
StateKY
Zip42724-9623
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCITY/MUNI/TWP:HARDIN CO (NOT CITY LIMITS)
JurisdictionHARDIN KY
Township / Civil DivisionCECILIA
Census Block Group2
Census Block2107
Census Tract1701

Owner

Source: Hardin County records, as of January 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address824 E MAIN ST, CECILIA, KY 42724-9623
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 16, 2024Intrafamily Transfer, Transfer
Apr 21, 2023Deed, Transfer · Conventional Mortgage
MAGNOLIA BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 21, 2023 · Amount on Record
Deed SaleApr 21, 2023 · Amount on Record
Prior SaleApr 21, 2023 · Amount on Record
Deed Document Number001551/249
Deed Book / Page1551 / 249
Last Transfer DateApr 16, 2024
Transfer Doc01566/1360
Record UpdatedJun 8, 2026

April 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionHARDIN KY
Recording DateApr 16, 2024
Property Address824 E MAIN ST, CECILIA, KY 42724-9623
Document Number01566/1360
Book / Page1566 / 1360
Instrument DateApr 11, 2024
Transaction TypeTransfer
Record UpdatedMay 8, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address824 E MAIN ST, CECILIA, KY 42724-9623

Transferred To (Grantee/Buyer)

NameVerified Name
Address824 E MAIN ST, CECILIA, KY 42724-9623

April 2023: Deed, Transfer

Document TypeDeed
JurisdictionHARDIN KY
Recording DateApr 21, 2023
Property Address824 E MAIN ST, CECILIA, KY 42724-9623
Document Number001551/249
Book / Page1551 / 249
Instrument DateApr 20, 2023
Transaction TypeTransfer
Record UpdatedDec 5, 2025
Title CompanyBLUEGRASS LAND TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$253.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address105 FREEMAN GREEN DR # DR2B, DR2B, ELIZABETHTOWN, KY 42701-1642

Transferred To (Grantee/Buyer)

NameVerified Name
Address824 E MAIN ST, CECILIA, KY 42724-9623

Mortgage

Document Number0002478761
DateApr 21, 2023
Instrument2478/761
Lender
NameMAGNOLIA BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2053

Tax Assessment & Valuation

Source: Hardin County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyHardin County
Unified School DistrictHardin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,956.00 (+77.17%) Homeowner's exemption Additional exemption filed$253,000 (+43.75%) Land $20,000 Building $233,000$253,000 (+43.75%) Land $20,000 Building $233,000
2023$176,000 Land $15,800 Building $160,200$176,000 Land $15,800 Building $160,200
2021$1,104.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 97.3% of Kentucky
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHARDIN COUNTY WATER DISTRICT #2
serves 76,326 people · EPA ID KY0470175
Water SourceSurface water
Last State InspectionSep 2025
Lead6 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Brandenburg Telecom
Fiber		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
Windstream
DSL		300 / 20
AT&T
Fixed Wireless		100 / 20

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