Hardin County property record for 798 E Main St, Cecilia, KY 42724
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 912 sqft · built 1957 |
| Lot Size | 0.867 acres (37,767 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $46,000 (Mar 2010) |
| Tax Bill | $917 (2025) |
| Deeds & Mortgages | Apr 2024 Line of Credit Feb 2024 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 168-20-00-006 |
| Primary APN | 168-20-00-006 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 912 sqft Living Area |
| Year Built | Built 1957 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Asbestos |
| Foundation Type | Raised |
| Lot Area | 37,767 sqft (0.867 acres) |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Central |
|---|---|
| Heating Fuel | Gas |
| Street Address | 798 E MAIN ST |
|---|---|
| City | CECILIA |
| State | KY |
| Zip | 42724-9621 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CITY/MUNI/TWP:HARDIN CO (NOT CITY LIMITS) |
| Legal Subdivision | OUTSKIRTS/CECILIA |
| Jurisdiction | HARDIN KY |
| Township / Civil Division | CECILIA |
| Census Block Group | 2 |
| Census Block | 2107 |
| Census Tract | 1701 |
Source: Hardin County records, as of January 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 798 E MAIN ST, CECILIA, KY 42724-9621 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 2, 2024 | Deed of Trust, Mortgage · Line of Credit SOUTH CENTRAL BANK |
| Feb 12, 2024 | Deed of Trust, Mortgage · Conventional Mortgage SOUTH CENTRAL BANK |
| May 29, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance SOUTH CENTRAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 15, 2010 · Amount on Record |
| Deed Sale | Mar 15, 2010 · Amount on Record |
| Prior Sale | Feb 15, 2010 · Amount on Record |
| Deed Document Number | 0001322436 |
| Deed Book / Page | 1322 / 436 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN KY |
| Property Address | 798 E MAIN ST, CECILIA, KY 42724-9621 |
| Transaction Type | Mortgage |
| Record Updated | May 1, 2024 |
| Name | Verified Name |
|---|---|
| Address | 798 E MAIN ST, CECILIA, KY 42724-9621 |
| Document Number | 02514/1483 |
|---|---|
| Date | Apr 2, 2024 |
| Book Page | 2514/1483 |
| Name | SOUTH CENTRAL BANK |
|---|---|
| Type | Bank |
| Address | GLASGOW, KY 42142 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Apr 20, 2034 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN KY |
| Property Address | 798 E MAIN ST, CECILIA, KY 42724-9621 |
| Transaction Type | Mortgage |
| Record Updated | Mar 12, 2024 |
| Name | Verified Name |
|---|---|
| Address | 798 E MAIN ST, CECILIA, KY 42724-9621 |
| Document Number | 02509/1216 |
|---|---|
| Date | Feb 12, 2024 |
| Book Page | 2509/1216 |
| Name | SOUTH CENTRAL BANK |
|---|---|
| Type | Bank |
| Address | GLASGOW, KY 42141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN KY |
| Property Address | 798 E MAIN ST, CECILIA, KY 42724-9621 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2022 |
| Name | Verified Name |
|---|
| Document Number | 002269/305 |
|---|---|
| Date | May 29, 2019 |
| Book Page | 2269/305 |
| Instrument | 20190-00006486 |
| Name | SOUTH CENTRAL BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
Source: Hardin County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Hardin County |
| Unified School District | Hardin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $917.00 (+38.1%) | $82,200 (-) Land $16,600 Building $65,600 | $82,200 (-) Land $16,600 Building $65,600 |
| 2023 | $82,200 Land $16,600 Building $65,600 | $82,200 Land $16,600 Building $65,600 | |
| 2021 | $664.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 97.3% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARDIN COUNTY WATER DISTRICT #2 serves 76,326 people · EPA ID KY0470175 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 6 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Brandenburg Telecom Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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