Calvert County property record for 90 Cross Point Dr, Owings, MD 20736 · Last verified September 2023
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 4 Baths |
| Year Built | Built 2000 |
| Square Footage | 2,496 sqft Total Area |
| Lot Size | 20,568 sqft (0.472 acres) |
| Garage | Built-in, 528 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $476,775 (2018) |
| Tax Bill | $5,229.00 (2023) |
| Primary APN | 03-154491 |
|---|---|
| Alternative APNs |
|
| Full Baths | 4 Baths |
|---|---|
| Partial Baths | 1 Partial Baths |
| Building Area | 2,496 sqft Total Area |
| 1st Floor | 1,644 sqft 1st Floor |
| Basement Area | 858 sqft Basement |
| Finished Basement | 858 sqft Finished |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2000 |
|---|---|
| Architectural Style | Conventional Style |
| Exterior Material | Siding Exterior |
| Construction Type | Wood Frame Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 20,568 sqft (0.472 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Built-in Garage |
| Garage Area | 528 sqft Garage |
| Deck Area | 160 sqft Deck |
| Porch | Open Porch |
| Porch Area | 361 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Sewage | Sewage Connected |
| Account Number | 154491 |
|---|---|
| Old Parcel Number | 3154491 |
| Street Address | 90 CROSS POINT DR |
| City | OWINGS |
| State | MD |
| Zip | 20736-3323 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LT 19R PLAT 2 CROSS POINT |
| Legal Subdivision | CROSS POINT |
| Legal Lot Number | 19R |
| Jurisdiction | CALVERT MD |
| Minor Civil Division | 3, SUNDERLAND |
| Census Blockgroup | 2 |
| Census Block | 2002 |
| Census Tract | 860200 |
Source: Calvert County records · APN 03-154491
Assessment roll updated July 1, 2023 · Last verified September 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 90 CROSS POINT DR, OWINGS, MD 20736-3323 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage EMBRACE HM LOANS |
| Jan 03, 2018 | Grant Deed, Transfer · Conventional Mortgage EMBRACE HM LOANS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 03, 2018 · Amount on Record |
| Deed Sale | Jan 03, 2018 · Amount on Record |
| Prior Sale | May 09, 2000 · Amount on Record |
| Deed Doc Number | 181603 |
| Deed Book / Page | 5122 / 412 |
| Record Refreshed | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALVERT MD |
| Property Address | 90 CROSS POINT DR, OWINGS, MD 20736-3323 |
| Document Number | 0056210352 |
| Instrument Date | May 29, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 10, 2020 |
| Title Company | CAPITOL SETTLEMENTS LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 90 CROSS POINT DR OWINGS MD 207363323, OWINGS, MD 20736-3323 |
| Document Number | 0056210352 |
|---|---|
| Date | Jun 22, 2020 |
| Book Page | 005621/000352 |
| Name | EMBRACE HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | MIDDLETOWN, RI 02842 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 21, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CALVERT MD |
| Recording Date | Jan 03, 2018 |
| Property Address | 90 CROSS POINT DR, OWINGS, MD 20736-3323 |
| Document Number | 0051220412 |
| Book / Page | 005122 / 000412 |
| Instrument Date | Dec 22, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jan 18, 2018 |
| Title Company | MARYLAND TRUST TITLE AND ESCROW LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $476.78 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 90 CROSS POINT DR OWINGS MD 207363323, OWINGS, MD 20736-3323 |
| Document Number | 51220419 |
|---|---|
| Date | Jan 03, 2018 |
| Book Page | 005122/000419 |
| Name | EMBRACE HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | MIDDLETOWN, RI 02842 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 02, 2048 |
Source: Calvert County records · Assessment roll updated July 1, 2023 · Last verified September 2023
| Type | Name |
|---|---|
| State | Maryland |
| County | Calvert County |
| Unified School District | Calvert County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $5,229.00 Homeowner's exemption | $503,333 | $558,200 Land $180,200 Building $378,000 |
Source: FEMA National Flood Hazard Layer, Calvert County (24009C), updated April 18, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | About 1 in 4,167 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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