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99 Cross Point Dr, Owings, MD 20736 Property Records

Calvert County property record for 99 Cross Point Dr, Owings, MD 20736 · Last verified September 2023

Property Summary

Property TypeSingle Family Home
Details4 ba · 2,540 sqft · built 2000
Lot Size2.28 acres (99,317 sqft)
OwnerIndividual Name on File
Last Sale$509,900 (Aug 2017)
Tax Bill$5,368 (2023)
Deeds & MortgagesSep 2020 Mortgage
Aug 2017 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN03-154785

Property Details

APN / Parcel Number

Primary APN03-154785
Alternative APNs
  • 3154785
  • 154785

Interior

Full Baths4 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,540 sqft Total Area
1st Floor Area1,382 sqft
Basement Area984 sqft
Finished Basement984 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Architectural StyleConventional
Exterior MaterialSiding
Construction TypeWood Frame
Roof MaterialComposition Shingle
Lot Area99,317 sqft (2.28 acres)
Garage TypeMixed
Garage Area360 sqft
Parking Spaces1 Parking Space
Deck Area420 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number154785
Old Parcel Number3154785
Street Address99 CROSS POINT DR
CityOWINGS
StateMD
Zip20736-3320
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 36R PLAT 4 CROSS POINT
Legal SubdivisionCROSS POINT 04
Legal Lot Number36R
JurisdictionCALVERT MD
Township / Civil Division3, SUNDERLAND
Census Block Group2
Census Block2001
Census Tract860200

Owner

Source: Calvert County records · APN 03-154785

Assessment roll updated July 1, 2023 · Last verified September 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address99 CROSS POINT DR, OWINGS, MD 20736-3320
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 23, 2020Deed of Trust, Mortgage · Conventional Mortgage
FIRST HOME MORTGAGE CORP
Aug 09, 2017Deed, Transfer · Conventional Mortgage
FIRST HOME MORTGAGE CORP
Oct 19, 2016Deed of Trust, Mortgage · Conventional Mortgage
CALIBER HM LOANS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 09, 2017 · Amount on Record
Deed SaleAug 09, 2017 · Amount on Record
Prior SaleApr 28, 2000 · Amount on Record
Deed Document Number180280
Deed Book / Page5042 / 171
Record UpdatedJun 07, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCALVERT MD
Property Address99 CROSS POINT DR, OWINGS, MD 20736-3320
Transaction TypeMortgage
Record UpdatedOct 25, 2022
Title CompanyWORLDWIDE SETTLEMENTS INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0057060032
DateSep 23, 2020
Book Page5706/32
Lender
NameFIRST HOME MORTGAGE CORP
TypeMortgage Company
AddressNOTTINGHAM, MD 21236
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2050

August 2017: Deed, Transfer

Document TypeDeed
JurisdictionCALVERT MD
Recording DateAug 09, 2017
Property Address99 CROSS POINT DR, OWINGS, MD 20736-3320
Document Number0050420171
Book / Page5042 / 171
Map ReferenceMB ABE968 PG85
Instrument DateJul 31, 2017
Transaction TypeTransfer
Record UpdatedMay 02, 2022
Title CompanyTITLEMAX LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$5,100.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address99 CROSS POINT DR, OWINGS, MD 20736-3320
InvestorPossibly a Property Investor

Mortgage

Document Number0005042177
DateAug 09, 2017
Instrument5042/177
Lender
NameFIRST HOME MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2047

October 2016: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCALVERT MD
Property Address99 CROSS POINT DR, OWINGS, MD 20736-3320
Document Number0049490331
Book / Page004949 / 000331
Instrument DateOct 19, 2016
Transaction TypeMortgage
Record UpdatedMay 03, 2017
Title CompanySECURITY AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address99 CROSS POINT DR OWINGS MD 207363320, OWINGS, MD 20736-3320

Mortgage

Document Number0049490331
DateFeb 28, 2017
Book Page004949/000331
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressIRVING, TX 75063
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueFeb 27, 2032

Tax Assessment & Valuation

Source: Calvert County records · Assessment roll updated July 1, 2023 · Last verified September 2023

Property Jurisdictions

TypeName
StateMaryland
CountyCalvert County
Unified School DistrictCalvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2023$5,368.00 Homeowner's exemption$516,667$570,000 Land $202,800 Building $367,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Calvert County (24009C), updated April 18, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskLow
above 20% of the US · above 41% of Maryland
Wildfire LikelihoodAbout 1 in 3,333 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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