87 Cross Point Dr, Owings, MD 20736 Property Records

Calvert County property record for 87 Cross Point Dr, Owings, MD 20736 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	2.5 Baths
Year Built	Built 2001
Square Footage	2,764 sqft Total Area
Lot Size	24,031 sqft (0.552 acres)
Garage	Attached, 440 sqft
Occupancy	Owner Occupied
Last Sale	$600,000 (2007)
Tax Bill	$6,079.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`03-154807`
Alternative APNs	`3154807` `154807`

Interior

Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Building Area	2,764 sqft Total Area
Basement Area	768 sqft Basement
Finished Basement	768 sqft Finished
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Siding Exterior
Roof Material	Composition Shingle Roof
Lot Area	24,031 sqft (0.552 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	440 sqft Garage
Deck Area	192 sqft Deck
Porch Area	228 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Heat Pump Heating
Sewage	Sewage Connected

Location & Zoning

Account Number	154807
Street Address	87 CROSS POINT DR
City	OWINGS
State	MD
Zip	20736-3320
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LT 38R PLAT 4 CROSS POINT
Legal Subdivision	PLAT FOUR CROSS POINT
Legal Lot Number	38R
Jurisdiction	CALVERT MD
Minor Civil Division	3, SUNDERLAND
Census Blockgroup	2
Census Block	2001
Census Tract	860200

Owner

Source: Calvert County records · APN 03-154807

Assessment roll updated July 29, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	87 CROSS POINT DR, OWINGS, MD 20736-3320
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 04, 2007 · Amount on Record
Deed Sale	Apr 04, 2007 · Amount on Record
Prior Sale	Aug 01, 2001 · Amount on Record
Deed Doc Number	200772399
Deed Book / Page	2966 / 178
Last Transfer Date	Dec 23, 2013
Transfer Doc	0043310343
Record Refreshed	Jun 08, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	87 CROSS POINT DR, OWINGS, MD 20736-3320
Document Number	0051540346
Instrument Date	Jan 17, 2018
Transaction Type	Mortgage
Record Updated	Mar 16, 2018
Title Company	TITLE ALLIANCE GROUP/MD LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	87 CROSS POINT DR OWINGS MD 207363320, OWINGS, MD 20736-3320

Mortgage

Document Number	0051540346
Date	Mar 06, 2018
Book Page	005154/000346

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 05, 2048

Tax Assessment & Valuation

Source: Calvert County records · Assessment roll updated July 29, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,079.00 (+18.13%) Homeowner's exemption	$548,400 (+10.71%) Land $181,800 Building $366,600	$548,400 (-) Land $181,800 Building $366,600
2023	$5,146.00 Homeowner's exemption	$495,333	$548,400 Land $181,800 Building $366,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Calvert County (24009C), updated April 18, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Low above 20% of the US · above 41% of Maryland
Wildfire Likelihood	About 1 in 4,167 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.