Calvert County property record for 111 Cross Point Dr, Owings, MD 20736 · Last verified September 2023
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 2,402 sqft · built 2000 |
| Lot Size | 0.836 acres (36,456 sqft) |
| Owner | Individual Name on File |
| Last Sale | $535,000 (Jul 2020) |
| Tax Bill | $5,203 (2023) |
| Deeds & Mortgages | Mar 2023 Line of Credit Jul 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-154769 |
| Primary APN | 03-154769 |
|---|---|
| Alternative APNs |
|
| Full Baths | 4 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,402 sqft Total Area |
| 1st Floor Area | 1,288 sqft |
| Basement Area | 1,178 sqft |
| Finished Basement | 1,178 sqft |
| Utility Area | 80 sqft |
| Utility Room | Utility Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Stone |
| Construction Type | Wood Frame |
| Roof Material | Composition Shingle |
| Lot Area | 36,456 sqft (0.836 acres) |
| Garage Type | Mixed |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 18 sqft |
| Deck Area | 860 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 154769 |
|---|---|
| Old Parcel Number | 3154769 |
| Street Address | 111 CROSS POINT DR |
| City | OWINGS |
| State | MD |
| Zip | 20736-3321 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 34RR PLAT 4 CROSS POINT |
| Legal Subdivision | CROSS POINT 04 |
| Legal Lot Number | 34RR |
| Jurisdiction | CALVERT MD |
| Township / Civil Division | 3, SUNDERLAND |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 860200 |
Source: Calvert County records · APN 03-154769
Assessment roll updated July 1, 2023 · Last verified September 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 111 CROSS POINT DR, OWINGS, MD 20736-3321 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 22, 2023 | Deed of Trust, Mortgage · Line of Credit BANK-FUND STAFF FCU |
| Jul 27, 2020 | Deed, Transfer · Conventional Mortgage CAPITAL BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 27, 2020 · Amount on Record |
| Deed Sale | Jul 27, 2020 · Amount on Record |
| Prior Sale | Mar 29, 2011 · Amount on Record |
| Deed Document Number | 0005652483 |
| Deed Book / Page | 5652 / 483 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALVERT MD |
| Property Address | 111 CROSS POINT DR, OWINGS, MD 20736-3321 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0064130138 |
|---|---|
| Date | Mar 22, 2023 |
| Book Page | 6413/138 |
| Name | BANK-FUND STAFF FCU |
|---|---|
| Type | Credit Union |
| Address | WASHINGTON, DC 20006 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 21, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | CALVERT MD |
| Recording Date | Jul 27, 2020 |
| Property Address | 111 CROSS POINT DR, OWINGS, MD 20736-3321 |
| Document Number | 0056520483 |
| Book / Page | 5652 / 483 |
| Map Reference | LB 1256 FO 716 |
| Instrument Date | Jul 14, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2021 |
| Title Company | ASSURANCE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,337.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 111 CROSS POINT DR, OWINGS, MD 20736-3321 |
| Document Number | 5652491 |
|---|---|
| Date | Jul 27, 2020 |
| Instrument | 5652/491 |
| Name | CAPITAL BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2050 |
Source: Calvert County records · Assessment roll updated July 1, 2023 · Last verified September 2023
| Type | Name |
|---|---|
| State | Maryland |
| County | Calvert County |
| Unified School District | Calvert County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $5,203.00 | $500,833 | $557,100 Land $187,400 Building $369,700 |
Source: FEMA National Flood Hazard Layer, Calvert County (24009C), updated April 18, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | About 1 in 4,167 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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