Calvert County property record for 81 Cross Point Dr, Owings, MD 20736 · Last verified September 2023
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 3 Baths |
| Year Built | Built 2000 |
| Square Footage | 2,796 sqft Total Area |
| Lot Size | 23,346 sqft (0.535 acres) |
| Garage | Attached, 440 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $465,000 (2017) |
| Tax Bill | $5,026.00 (2023) |
| Primary APN | 03-154815 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Partial Baths | 1 Partial Baths |
| Building Area | 2,796 sqft Total Area |
| 1st Floor | 1,634 sqft 1st Floor |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2000 |
|---|---|
| Architectural Style | Conventional Style |
| Exterior Material | Brick Exterior |
| Construction Type | Wood Frame Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 23,346 sqft (0.535 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 440 sqft Garage |
| Deck Area | 168 sqft Deck |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Sewage | Sewage Connected |
| Account Number | 154815 |
|---|---|
| Old Parcel Number | 3154815 |
| Street Address | 81 CROSS POINT DR |
| City | OWINGS |
| State | MD |
| Zip | 20736-3320 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LT 39R PLAT 4 CROSS POINT |
| Legal Subdivision | CROSS POINT |
| Legal Lot Number | 39R |
| Jurisdiction | CALVERT MD |
| Minor Civil Division | 3, SUNDERLAND |
| Census Blockgroup | 2 |
| Census Block | 2001 |
| Census Tract | 860200 |
Source: Calvert County records · APN 03-154815
Assessment roll updated July 1, 2023 · Last verified September 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 81 CROSS POINT DR, OWINGS, MD 20736-3320 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 17, 2023 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Dec 12, 2019 | Deed of Trust, Mortgage · Conventional Mortgage BLUE RIDGE BANK |
| Dec 21, 2017 | Deed, Transfer · Federal Housing Administration (FHA) Mortgage TOWNEBANK MORTGAGE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 21, 2017 · Amount on Record |
| Deed Sale | Dec 21, 2017 · Amount on Record |
| Prior Sale | Sep 26, 2000 · Amount on Record |
| Deed Doc Number | 181536 |
| Deed Book / Page | 5117 / 175 |
| Record Refreshed | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALVERT MD |
| Property Address | 81 CROSS POINT DR, OWINGS, MD 20736-3320 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2023 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 81 CROSS POINT DR, OWINGS, MD 20736-3320 |
| Document Number | 0065050424 |
|---|---|
| Date | Nov 17, 2023 |
| Book Page | 6505/424 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 08, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALVERT MD |
| Property Address | 81 CROSS POINT DR, OWINGS, MD 20736-3320 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Title Company | FLYNN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0054910211 |
|---|---|
| Date | Dec 12, 2019 |
| Book Page | 5491/211 |
| Name | BLUE RIDGE BANK |
|---|---|
| Type | Bank |
| Address | GREENSBORO, NC 27409 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2049 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CALVERT MD |
| Recording Date | Dec 21, 2017 |
| Property Address | 81 CROSS POINT DR, OWINGS, MD 20736-3320 |
| Document Number | 0051170175 |
| Book / Page | 5117 / 175 |
| Map Reference | LB968 PG85 |
| Instrument Date | Dec 08, 2017 |
| Transaction Type | Transfer |
| Record Updated | May 02, 2022 |
| Title Company | TITLEMAX LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 81 CROSS POINT DR, OWINGS, MD 20736-3320 |
| Document Number | 0005117182 |
|---|---|
| Date | Dec 21, 2017 |
| Instrument | 5117/182 |
| Name | TOWNEBANK MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2048 |
Source: Calvert County records · Assessment roll updated July 1, 2023 · Last verified September 2023
| Type | Name |
|---|---|
| State | Maryland |
| County | Calvert County |
| Unified School District | Calvert County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $5,026.00 Homeowner's exemption | $483,800 | $535,000 Land $181,500 Building $353,500 |
Source: FEMA National Flood Hazard Layer, Calvert County (24009C), updated April 18, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 20% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | About 1 in 3,333 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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