Calvert County property record for 69 Cross Point Dr, Owings, MD 20736 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 2.5 Baths |
| Year Built | Built 1999 |
| Square Footage | 2,276 sqft Total Area |
| Lot Size | 90,605 sqft (2.08 acres) |
| Garage | Mixed, 440 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $236,186 (1999) |
| Tax Bill | $5,656.00 (2025) |
| Primary APN | 03-154831 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Partial Baths | 1 Partial Baths |
| Building Area | 2,276 sqft Total Area |
| Basement Area | 489 sqft Basement |
| Finished Basement | 489 sqft Finished |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Siding Exterior |
| Roof Material | Composition Shingle Roof |
| Lot Area | 90,605 sqft (2.08 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Mixed Garage |
| Garage Area | 440 sqft Garage |
| Deck Area | 406 sqft Deck |
| Porch Area | 244 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Sewage | Sewage Connected |
| Account Number | 154831 |
|---|---|
| Street Address | 69 CROSS POINT DR |
| City | OWINGS |
| State | MD |
| Zip | 20736-3320 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LT 41 PLAT 4 CROSS POINT |
| Legal Subdivision | PLAT FOUR CROSS POINT |
| Legal Lot Number | 41 |
| Jurisdiction | CALVERT MD |
| Minor Civil Division | 3, SUNDERLAND |
| Census Blockgroup | 2 |
| Census Block | 2001 |
| Census Tract | 860200 |
Source: Calvert County records · APN 03-154831
Assessment roll updated July 29, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 69 CROSS POINT DR, OWINGS, MD 20736-3320 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 30, 1999 · Amount on Record |
| Deed Sale | Jun 30, 1999 · Amount on Record |
| Prior Sale | Feb 08, 1999 · Amount on Record |
| Deed Doc Number | 19992861 |
| Deed Book / Page | 1187 / 159 |
| Last Transfer Date | Nov 12, 2014 |
| Transfer Doc | 0044730074 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALVERT MD |
| Property Address | 69 CROSS POINT DR, OWINGS, MD 20736-3320 |
| Document Number | 0054360059 |
| Instrument Date | Aug 23, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 02, 2019 |
| Title Company | NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS |
| Name | Verified Name |
|---|---|
| Address | 69 CROSS POINT DR OWINGS MD 207363320, OWINGS, MD 20736-3320 |
| Document Number | 0054360059 |
|---|---|
| Date | Sep 18, 2019 |
| Book Page | 005436/000059 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 17, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.12% |
Source: Calvert County records · Assessment roll updated July 29, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Calvert County |
| Unified School District | Calvert County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,656.00 (+17.17%) Homeowner's exemption | $509,200 (+9.6%) Land $200,800 Building $308,400 | $509,200 (-) Land $200,800 Building $308,400 |
| 2023 | $4,827.00 Homeowner's exemption | $464,600 | $509,200 Land $200,800 Building $308,400 |
Source: FEMA National Flood Hazard Layer, Calvert County (24009C), updated April 18, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 20% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | About 1 in 3,333 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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