9 Harvard St, Schenectady, NY 12304 Property Records

Schenectady County and Schenectady City property record for 9 Harvard St, Schenectady, NY 12304 · Last verified May 2026

Property Highlights

Property Type	Residential > Multi-Unit > Duplex
Bedrooms	6 Beds
Bathrooms	2 Baths
Year Built	Built 1900
Square Footage	2,118 sqft Total Area
Lot Size	3,300 sqft (0.075 acres)
Occupancy	Owner Occupied
Last Sale	$295,000 (2026)
Tax Bill	$4,559.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`421500 49.84-3-8`
Alternative APN	`150004908400030080000000`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Total Rooms	12 Rooms
Building Area	2,118 sqft Total Area
1st Floor	1,059 sqft 1st Floor
2nd Floor	1,059 sqft 2nd Floor
Stories	2 Stories

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional Style
Exterior Material	Composition/Composite Exterior
Lot Area	3,300 sqft (0.075 acres)
Depth X Width	100 ft x 33 ft Depth x Width
Porch Area	132 sqft Porch

Utilities and HVAC

Heating System	Hot Water Heating
Heating Fuel	Oil Heating Fuel
Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Street Address	9 HARVARD ST
City	SCHENECTADY
State	NY
Zip	12304-3108
Property Usage	Residential Property Usage
Type	Residential > Multi-Unit > Duplex
Legal Description	2 WOOD
Legal Block	3
Legal Lot Number	8.000
Jurisdiction	SCHENECTADY NY
Minor Civil Division	SCHENECTADY
Census Blockgroup	2
Census Block	2004
Census Tract	21700

Owner

Source: Schenectady County and Schenectady City records · APN 421500 49.84-3-8

Assessment roll updated April 14, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	9 HARVARD ST, SCHENECTADY, NY 12304-3108
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Husband And Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 13, 2026 · Amount on Record
Deed Sale	May 13, 2026 · Amount on Record
Deed Doc Number	202611187
Deed Book / Page	2172 / 228
Record Refreshed	Sep 20, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	May 13, 2026
Property Address	9 HARVARD ST, SCHENECTADY, NY 12304-3108
Document Number	0000011187
Book / Page	2172 / 228
Instrument Date	Apr 27, 2026
Instrument	2026.11187
Transaction Type	Transfer
Record Updated	May 20, 2026
Title Company	AMP ABSTRACT AND TITLE SERVICES, PAC ABSTRACT AND TITLE SERVICE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$119,180.00
Amount Accuracy	Calculated from Tax (Full/Partial Unknown)
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9 HARVARD ST, SCHENECTADY, NY 12304-3108

Mortgage

Document Number	0000011188,
Date	May 13, 2026
Instrument	2026..11188

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2056

Interest

Rate	6.46%
Max Rate	-1%

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,559.00 (+13.18%)	$79,800 (-) Land $12,000 Building $67,800	$132,141 (+30.82%) Land $19,871 Building $112,270
2023		$79,800 (-) Land $12,000 Building $67,800	$101,013 (+3.8%) Land $15,190 Building $85,823
2022		$79,800 Land $12,000 Building $67,800	$97,317 Land $14,634 Building $82,683
2021	$4,028.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.