Schenectady County and Schenectady City property record for 12 Harvard St, Schenectady, NY 12304
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 2,008 sqft · built 1901 |
| Lot Size | 0.153 acres (6,700 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $180,000 (May 2024) |
| Tax Bill | $5,139 (2026) |
| Deeds & Mortgages | May 2024 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 49.84-2-24 |
| Primary APN | 421500 49.84-2-24 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,008 sqft Total Area |
| 1st Floor Area | 1,016 sqft |
| 2nd Floor Area | 992 sqft |
| Year Built | Built 1901 |
|---|---|
| Effective Year Built | Effective 1901 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 6,700 sqft (0.153 acres) |
| Lot Dimensions | 100 ft deep x 67 ft wide |
| Garage Type | Detached |
| Garage Area | 180 sqft |
| Porch | Slab |
| Porch Area | 219 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 12 HARVARD ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12304-3109 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | 03 - MULTI |
| Legal Description | 1O 2 WOOD AND GARAGE |
| Legal Block | 2 |
| Legal Lot Number | 24.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 21700 |
Source: Schenectady County and Schenectady City records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1044-H 129TH ST, RICHMOND HILL, NY 11418 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 30, 2024 · Amount on Record |
| Deed Sale | May 30, 2024 · Amount on Record |
| Prior Sale | Dec 30, 2014 · Amount on Record |
| Deed Document Number | 202432127 |
| Deed Book / Page | 2131 / 970 |
| Prior Transfer Date | Dec 23, 2014 |
| Prior Transfer Doc | 0000059427 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | May 30, 2024 |
| Property Address | 12 HARVARD ST, SCHENECTADY, NY 12304-3109 |
| Document Number | 0000032127 |
| Book / Page | 2131 / 970 |
| Instrument Date | May 17, 2024 |
| Instrument | 202432127 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $720.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 377 BIRCHWOOD DR, DUANESBURG, NY 12056-4203 |
| Name | Verified Name |
|---|---|
| Address | 1044H 129TH STREET, RICHMOND HILL, NY 11418 |
| Document Number | 0000032130 |
|---|---|
| Date | May 30, 2024 |
| Instrument | 202432130 |
| Name | NATIONWIDE MORTGAGE BANKERS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2054 |
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,139.00 (-2.24%) | ||
| 2025 | $5,257.00 (+16.98%) | $74,300 (-) Land $11,100 Building $63,200 | $123,034 (+30.82%) Land $18,381 Building $104,653 |
| 2023 | $74,300 (-) Land $11,100 Building $63,200 | $94,051 (+3.8%) Land $14,051 Building $80,000 | |
| 2022 | $74,300 Land $11,100 Building $63,200 | $90,610 Land $13,537 Building $77,073 | |
| 2021 | $4,494.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 639 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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