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10 Harvard St, Schenectady, NY 12304 Property Records

Schenectady County and Schenectady City property record for 10 Harvard St, Schenectady, NY 12304

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 780 sqft · built 1900
Lot Size0.075 acres (3,300 sqft)
OwnerIndividual Name on Record
Last Sale$35,000 (Mar 2017)
Tax Bill$3,121 (2026)
Deeds & MortgagesMar 2017 Sale & Mortgage
Apr 2021 Sale
Flood ZoneZone X (minimal risk)
APN421500 49.84-2-23

Property Details

APN / Parcel Number

Primary APN421500 49.84-2-23
Alternative APN
  • 150004908400020230000000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area780 sqft Living Area
1st Floor Area520 sqft
Upper Floors Area260 sqft
AtticAttic
Attic Area260 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleBungalow
Exterior MaterialAluminum/Vinyl
Lot Area3,300 sqft (0.075 acres)
Lot Dimensions100 ft deep x 33 ft wide
PorchSlab
Porch Area216 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address10 HARVARD ST
CitySCHENECTADY
StateNY
Zip12304-3109
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code03 - MULTI
Legal Description1 WOOD
Legal Block2
Legal Lot Number23.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group2
Census Block2003
Census Tract21700

Owner

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address10 HARVARD ST, SCHENECTADY, NY 12304-3109
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 30, 2017Deed with Mortgage, Transfer
LOUIS E SURIANO
Apr 13, 2021Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 30, 2017 · Amount on Record
Deed SaleMar 30, 2017 · Amount on Record
Prior SaleMay 5, 2011 · Amount on Record
Deed Document Number201714192
Deed Book / Page1959 / 790
Record UpdatedOct 29, 2026

March 2017: Deed with Mortgage, Transfer

Document TypeDeed with Mortgage
JurisdictionSCHENECTADY NY
Recording DateMar 30, 2017
Property Address10 HARVARD ST, SCHENECTADY, NY 12304-3109
Book / Page001959 / 000790
Instrument DateMar 29, 2017
Instrument14192
Transaction TypeTransfer
Record UpdatedApr 4, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$140.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10 HARVARD ST SCHENECTADY NY 123043109, SCHENECTADY, NY 12304-3109

Mortgage

Document Number0000014192
DateMar 30, 2017
Book Page001959/000790
Instrument14192
Lender
NameLOUIS E SURIANO
Address821 HOLLAND RD, SCHENECTADY, NY 12303-1117
Special NotesSeller Financed
Agreement
AmountAmount Recorded
Term60 Months
DueMar 29, 2022

April 2021: Deed, Transfer

Document TypeDeed
JurisdictionSCHENECTADY NY
Recording DateApr 13, 2021
Property Address10 HARVARD ST, SCHENECTADY, NY 12304-3109
Document Number0000016459
Book / Page2056 / 590
Instrument DateMar 29, 2017
Instrument202116459
Transaction TypeTransfer
Record UpdatedMay 10, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address821 HOLLAND RD, 821, SCHENECTADY, NY 12303-1117

Transferred To (Grantee/Buyer)

NameVerified Name
Address10 HARVARD ST, SCHENECTADY, NY 12304-3109

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,121.00 (+3.24%)
2025$3,023.00 (+7.31%)$51,700 (-) Land $7,800 Building $43,900$85,610 (+30.82%) Land $12,916 Building $72,694
2023$51,700 (-) Land $7,800 Building $43,900$65,443 (+3.8%) Land $9,873 Building $55,570
2022$51,700 Land $7,800 Building $43,900$63,049 Land $9,512 Building $53,537
2021$2,817.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people · EPA ID NY4600070
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 639 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880
T-Mobile
Fixed Wireless		100 / 20

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