Schenectady County and Schenectady City property record for 5 Harvard St, Schenectady, NY 12304
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,272 sqft · built 1900 |
| Lot Size | 0.075 acres (3,300 sqft) |
| Owner | Individual Name on File |
| Last Sale | $167,500 (Aug 2022) |
| Tax Bill | $5,211 (2025) |
| Deeds & Mortgages | Apr 2024 Mortgage Aug 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 49.84-3-10 |
| Primary APN | 421500 49.84-3-10 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,272 sqft Living Area |
| 1st Floor Area | 728 sqft |
| 2nd Floor Area | 544 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 3,300 sqft (0.075 acres) |
| Lot Dimensions | 100 ft deep x 33 ft wide |
| Garage Type | Detached |
| Garage Area | 560 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 403 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 5 HARVARD ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12304-3108 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 03 - MULTI |
| Legal Description | 2 WOOD AND GARAGE |
| Legal Block | 3 |
| Legal Lot Number | 10.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 21700 |
Source: Schenectady County and Schenectady City records · APN 421500 49.84-3-10
Assessment roll updated April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5 HARVARD ST, SCHENECTADY, NY 12304-3108 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 04, 2024 | Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC |
| Aug 19, 2022 | Deed, Transfer · FHA Mortgage SUNMARK FCU |
| Aug 21, 2018 | Deed of Trust, Mortgage · Line of Credit SUNMARK FCU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 19, 2022 · Amount on Record |
| Deed Sale | Aug 19, 2022 · Amount on Record |
| Prior Sale | Nov 08, 2006 · Amount on Record |
| Deed Document Number | 202244512 |
| Deed Book / Page | 2091 / 260 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 5 HARVARD ST, SCHENECTADY, NY 12304-3108 |
| Transaction Type | Mortgage |
| Record Updated | Apr 23, 2024 |
| Title Company | COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 5 HARVARD ST, SCHENECTADY, NY 12304-3108 |
| Document Number | 0000019944 |
|---|---|
| Date | Apr 04, 2024 |
| Book Page | 5366/329 |
| Instrument | 202419944 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Feb 01, 2054 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Aug 19, 2022 |
| Property Address | 5 HARVARD ST, SCHENECTADY, NY 12304-3108 |
| Document Number | 0000044512 |
| Book / Page | 2091 / 260 |
| Instrument Date | Jul 20, 2022 |
| Instrument | 202244512 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2022 |
| Title Company | CHICAGO TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $670.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5 HARVARD ST, 5, SCHENECTADY, NY 12304-3108 |
| Name | Verified Name |
|---|
| Document Number | 0000044516 |
|---|---|
| Date | Aug 19, 2022 |
| Instrument | 202244516 |
| Name | SUNMARK FCU |
|---|---|
| Type | Credit Union |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2052 |
| Document Number | 0000044521 |
|---|---|
| Date | Aug 19, 2022 |
| Book Page | 5249/812 |
| Instrument | 202244521 |
| Name | SUNMARK FCU |
|---|---|
| Type | Credit Union |
| Address | LATHAM, NY 12110 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 5 HARVARD ST, SCHENECTADY, NY 12304-3108 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000037407 |
|---|---|
| Date | Aug 21, 2018 |
| Book Page | 4859/293 |
| Instrument | 201837407 |
| Name | SUNMARK FCU |
|---|---|
| Type | Credit Union |
| Address | HICKSVILLE, NY 11815 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 25, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,211.00 (+44.83%) | $101,700 (-) Land $12,500 Building $89,200 | $168,405 (+30.82%) Land $20,699 Building $147,706 |
| 2023 | $101,700 (+22.38%) Land $12,500 Building $89,200 | $128,734 (+27.03%) Land $15,823 Building $112,911 | |
| 2022 | $83,100 Land $12,500 Building $70,600 | $101,341 Land $15,244 Building $86,097 | |
| 2021 | $3,598.00 |
Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), as of January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 639 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system NY4600070, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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