8 Harvard St, Schenectady, NY 12304 Property Records

Schenectady County and Schenectady City property record for 8 Harvard St, Schenectady, NY 12304

Property Summary

Property TypeDuplex
Details4 bd · 2 ba · 1,648 sqft · built 1900
Lot Size0.075 acres (3,300 sqft)
OwnerIndividual Name on Record
Last Sale$58,000 (May 2006)
Tax Bill$6,868 (2026)
Deeds & MortgagesOct 2022 Mortgage
Mar 2018 Sale
Flood ZoneZone X (minimal risk)
APN421500 49.84-2-22

Property Details

APN / Parcel Number

Primary APN421500 49.84-2-22
Alternative APN
  • 150004908400020220000000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms10 Rooms
Stories2 Stories
Building Area1,648 sqft Total Area
1st Floor Area824 sqft
2nd Floor Area824 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area3,300 sqft (0.075 acres)
Lot Dimensions100 ft deep x 33 ft wide
PorchSlab
Porch Area312 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address8 HARVARD ST
CitySCHENECTADY
StateNY
Zip12304-3109
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning Code03 - MULTI
Legal Description2 WOOD AND GARAGE
Legal SubdivisionLAND OF GEORGE W ELY
Legal Block2
Legal Lot Number22.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group2
Census Block2003
Census Tract21700

Owner

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address8 HARVARD ST, SCHENECTADY, NY 12304-3109
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 25, 2022Deed of Trust, Mortgage · Conventional Mortgage
SUNMARK FCU
Mar 30, 2018Grant Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 23, 2006 · Amount on Record
Deed SaleMay 23, 2006 · Amount on Record
Prior SaleFeb 19, 2004 · Amount on Record
Deed Book / Page1734 / 563
Record UpdatedOct 29, 2026

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address8 HARVARD ST, SCHENECTADY, NY 12304-3109
Transaction TypeMortgage
Record UpdatedNov 8, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address8 HARVARD ST, SCHENECTADY, NY 12304-3109

Mortgage

Document Number0000056278
DateOct 25, 2022
Book Page5266/463
Instrument202256278
Lender
NameSUNMARK FCU
TypeCredit Union
AddressLATHAM, NY 12110
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueOct 15, 2037

March 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSCHENECTADY NY
Recording DateMar 30, 2018
Property Address8 HARVARD ST, SCHENECTADY, NY 12304-3109
Document Number0000013381
Book / Page001984 / 000047
Instrument DateMar 29, 2018
Instrument13381
Transaction TypeTransfer
Record UpdatedApr 16, 2018

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address903 THOMPSON ST SCHENECTADY NY 123064026, SCHENECTADY, NY 12306-4026

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,868.00 (+3.05%)
2025$6,665.00 (+32.48%)$119,700 (-) Land $8,900 Building $110,800$198,212 (+30.82%) Land $14,738 Building $183,474
2023$119,700 (-) Land $8,900 Building $110,800$151,519 (+3.8%) Land $11,266 Building $140,253
2022$119,700 Land $8,900 Building $110,800$145,976 Land $10,854 Building $135,122
2021$5,031.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people · EPA ID NY4600070
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 639 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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