Schenectady County and Schenectady City property record for 4 Harvard St, Schenectady, NY 12304
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,288 sqft · built 1912 |
| Lot Size | 0.075 acres (3,300 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $202,000 (May 2024) |
| Tax Bill | $6,014 (2026) |
| Deeds & Mortgages | Apr 2023 Sale & Mortgage Oct 2019 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 49.84-2-20 |
| Primary APN | 421500 49.84-2-20 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,288 sqft Living Area |
| 1st Floor Area | 724 sqft |
| 2nd Floor Area | 564 sqft |
| Year Built | Built 1912 |
|---|---|
| Effective Year Built | Effective 1912 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 3,300 sqft (0.075 acres) |
| Lot Dimensions | 100 ft deep x 33 ft wide |
| Garage Type | Detached |
| Garage Area | 200 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 45 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 4 HARVARD ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12304-3109 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 03 - MULTI |
| Legal Description | 2 WOOD AND GARAGE |
| Legal Block | 2 |
| Legal Lot Number | 20.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 21700 |
Source: Schenectady County and Schenectady City records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4 HARVARD ST, SCHENECTADY, NY 12304-3109 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 21, 2023 | Warranty Deed, Transfer · Conventional Mortgage BROADVIEW FCU |
| Oct 25, 2019 | Correction Deed NOT AVAILABLE |
| Sep 20, 2019 | Correction Deed NOT AVAILABLE |
| Sep 6, 2019 | Tax Deed, Transfer NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 20, 2024 · Amount on Record |
| Deed Sale | May 20, 2024 · Amount on Record |
| Prior Sale | Apr 21, 2023 · Amount on Record |
| Deed Document Number | 202430151 |
| Deed Book / Page | 2131 / 571 |
| Prior Transfer Date | Sep 8, 2021 |
| Prior Transfer Doc | 0000045025 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Apr 21, 2023 |
| Property Address | 4 HARVARD ST, SCHENECTADY, NY 12304-3109 |
| Document Number | 0000022940 |
| Book / Page | 2106 / 669 |
| Map Reference | MB 4 PG 125 |
| Instrument Date | Feb 7, 2023 |
| Instrument | 202322940 |
| Transaction Type | Transfer |
| Record Updated | May 15, 2023 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $700.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9046 80TH ST, WOODHAVEN, NY 11421-2941 |
| Name | Verified Name |
|---|---|
| Address | 157 SOUTH LAKE ALBANY, ALBANY, NY 12208-3113 |
| Document Number | 0000022941 |
|---|---|
| Date | Apr 21, 2023 |
| Instrument | 202322941 |
| Name | BROADVIEW FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Mar 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.5% |
| Type Change Date | Mar 1, 2033 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 9.5% |
| Index | Other |
| Max Rate | 9.5% |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Oct 25, 2019 |
| Property Address | 4 HARVARD ST, SCHENECTADY, NY 12304-3109 |
| Document Number | 0000048700 |
| Book / Page | 002022 / 000790 |
| Instrument Date | Oct 24, 2019 |
| Instrument | 48700 |
| Record Updated | Nov 12, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Sep 20, 2019 |
| Property Address | 4 HARVARD ST, SCHENECTADY, NY 12304-3109 |
| Document Number | 0000042254 |
| Book / Page | 002020 / 000487 |
| Instrument Date | Sep 18, 2019 |
| Instrument | 42254 |
| Record Updated | Oct 11, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Document Type | Tax Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Sep 6, 2019 |
| Property Address | 4 HARVARD ST, SCHENECTADY, NY 12304-3109 |
| Document Number | 0000039878 |
| Book / Page | 002019 / 000268 |
| Instrument Date | Aug 27, 2019 |
| Instrument | 39878 |
| Transaction Type | Transfer |
| Record Updated | Oct 8, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,014.00 (+1.16%) | ||
| 2025 | $5,945.00 (+1,159.53%) | $118,400 (-) Land $9,000 Building $109,400 | $196,059 (+30.82%) Land $14,903 Building $181,156 |
| 2023 | $118,400 (+97%) Land $9,000 Building $109,400 | $149,873 (+104.48%) Land $11,392 Building $138,481 | |
| 2022 | $60,100 Land $9,000 Building $51,100 | $73,293 Land $10,976 Building $62,317 | |
| 2021 | $472.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 639 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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