Osceola County property record for 895 Navajo Dr, Saint Cloud, FL 34771
| Property Type | Mobile Home |
|---|---|
| Details | 2 bd · 2 ba · 1,344 sqft · built 1980 |
| Lot Size | 0.458 acres (19,994 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,285 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 2025314270000L0060 |
| Primary APN | 2025314270000L0060 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,344 sqft Heated Area |
| Gross Area | 2,349 sqft |
| 1st Floor Area | 1,344 sqft |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Year Built | Built 1980 |
|---|---|
| Architectural Style | Mobile/Manufactured |
| Exterior Material | Aluminum Siding |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 19,994 sqft (0.458 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 6 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 525 sqft |
| Patio Area | 200 sqft |
| Fence | Fence |
| Shed | 1 Shed |
| Shed Area | 240 sqft |
| Heating System | Forced Air |
|---|
| Account Number | 91750 |
|---|---|
| Street Address | 895 NAVAJO DR |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-7842 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | RMH |
| Legal Description | OLD TOWN NARCOOSSEE PB 1 PG 017 BLK L LOT 6 & 8 & N 50 FT LOT 14 & S 50 FT LOT 13 |
| Legal Range | 31E |
| Legal Township | 25S |
| Legal Section | 20 |
| Legal Subdivision | NARCOOSSEE OLD TOWN |
| Legal Tract | 4270 |
| Legal Block | L |
| Legal Lot Number | 6 8 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1041 |
| Census Tract | 43600 |
895 Navajo Dr, a mobile home, is owned by an individual who acquired it in January 2018.
Source: Osceola County records, as of December 11, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 6084 BULL DOLPHIN LN, ORLANDO, FL 32822-6903 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 20, 2018 |
| Deed Sale | Jan 20, 2018 |
| Prior Sale | Jul 14, 2015 · Amount on File |
| Deed Document Number | 2016073338 |
| Deed Book / Page | 4960 / 1270 |
| Prior Transfer Date | May 16, 2016 |
| Prior Transfer Doc | 2016073338 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 895 Navajo Dr was $2,285.
Source: Osceola County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,285.00 | $156,200 Land $71,500 Building $84,700 | $156,200 Land $71,500 Building $84,700 |
| 2023 | $1,647.00 (+9.51%) | $75,800 (+11.31%) Land $49,500 Building $26,300 | $75,800 (+11.31%) Land $49,500 Building $26,300 |
| 2022 | $1,504.00 | $68,100 Land $49,500 Building $18,600 | $68,100 Land $49,500 Building $18,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 895 Navajo Dr in Zone X, an area of minimal flood risk, though there have been 24 flood claims nearby since 1994.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 278 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 278 in force |
| Nearby Flood Claims | 24 (1994–2022) |
| Claims Outside the SFHA | 2 of 24 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 895 Navajo Dr is moderate, ranking above 64% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · above 40% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: CenturyLink.
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