Osceola County property record for 1000 Navajo Dr, Saint Cloud, FL 34771
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,754 sqft · built 1935 |
| Lot Size | 0.578 acres (25,177 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $430,000 (Jan 2025) |
| Tax Bill | $1,499 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-25-31-4260-0001-0391 |
| Primary APN | 20-25-31-4260-0001-0391 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,754 sqft Living Area |
| Gross Area | 1,936 sqft |
| 1st Floor Area | 1,170 sqft |
| Upper Floors Area | 584 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | L-Shape |
| Exterior Material | Aluminum Siding |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 25,177 sqft (0.578 acres) |
| Lot Dimensions | 360 ft deep x 90 ft wide |
| Porch | Finished/Open Porch |
| Porch Area | 182 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 1000 NAVAJO DR |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-7846 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RMH |
| Legal Description | NARCOOSSEE PB 1 PGS 17-19 & PB 1 PGS 73-74 COM AT SE COR LOT 20, N 753.34 FT TO POB, CONT N 70 FT, W 360 FT, S 70 FT, E 360 TO POB |
| Legal Range | 31E |
| Legal Township | 25S |
| Legal Section | 20 |
| Legal Subdivision | NARCOOSSEE NEW MAP OF |
| Legal Tract | 4260 |
| Legal Block | 391 |
| Legal Lot Number | 20 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1032 |
| Census Tract | 43600 |
1000 Navajo Dr is owned and occupied by two individuals who bought it in January 2025.
Source: Osceola County records, as of November 26, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1000 NAVAJO DR, SAINT CLOUD, FL 34771-7846 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 17, 2025 · Amount on File |
| Deed Sale | Jan 17, 2025 · Amount on File |
| Prior Sale | May 2, 2014 · Amount on File |
| Deed Document Number | 20257736 |
| Deed Book / Page | 6727 / 2944 |
| Prior Transfer Date | Apr 25, 2014 |
| Prior Transfer Doc | 0046031889 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 1000 Navajo Dr was $1,499, up 8.3% from the year before.
Source: Osceola County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,499.00 (+8.31%) | $97,637 | $212,800 Land $66,000 Building $146,800 |
| 2024 | $1,384.00 (+2.75%) | ||
| 2023 | $1,347.00 (+6.48%) Homeowner's exemption | $92,123 (+3%) | $207,200 (+11.76%) Land $66,000 Building $141,200 |
| 2022 | $1,265.00 Homeowner's exemption | $89,440 | $185,400 Land $66,000 Building $119,400 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 1000 Navajo Dr in Zone X, an area of minimal flood risk, though there have been 24 flood claims nearby since 1994.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 278 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 278 in force |
| Nearby Flood Claims | 24 (1994–2022) |
| Claims Outside the SFHA | 2 of 24 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1000 Navajo Dr is moderate, ranking above 64% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · above 40% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: CenturyLink.
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