875 Navajo Dr, Saint Cloud, FL 34771 Property Records

Osceola County property record for 875 Navajo Dr, Saint Cloud, FL 34771

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 840 sqft · built 1983
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Last Sale	$40,000 (Sep 2022)
Tax Bill	$1,179 (2025)
Deeds & Mortgages	Sep 2022 Sale Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2025314270000L0100`

Property Details

APN / Parcel Number

Primary APN	`2025314270000L0100`
Alternative APN	`91753`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	840 sqft Heated Area
Gross Area	2,112 sqft
1st Floor Area	840 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1993
Architectural Style	Mobile/Manufactured
Exterior Material	Aluminum Siding
Foundation Type	Pier/Post & Beam
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool House	432 sqft
Porch	Finished/Screened Porch
Porch Area	360 sqft
Fence	Fence
Shed	1 Shed
Shed Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	91753
Street Address	875 NAVAJO DR
City	SAINT CLOUD
State	FL
Zip	34771-7842
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	RMH
Legal Description	OLD TOWN OF NARCOOSSEE PB 1 PG 017 BLK L W 100 FT LOTS 10 & 12
Legal Range	31E
Legal Township	25S
Legal Section	20
Legal Subdivision	NARCOOSSEE OLD TOWN
Legal Tract	4270
Legal Block	L
Legal Lot Number	10,12 12
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1041
Census Tract	43600

Owner

875 Navajo Dr, a mobile home, is owned and occupied by an individual who bought it in September 2022.

Source: Osceola County records, as of December 11, 2025

Owner of Record	Individual Name on File
Mailing Address	875 NAVAJO DR, SAINT CLOUD, FL 34771-7842
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2022	Warranty Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO
Aug 29, 2017	Grant Deed, Transfer · Conventional Mortgage EZZI & MIZHER INVESTMENT INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 2, 2022 · Amount on File
Deed Sale	Sep 2, 2022 · Amount on File
Prior Sale	Aug 29, 2017 · Amount on File
Deed Document Number	2022134656
Deed Book / Page	6280 / 298
Record Updated	Jun 8, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Sep 2, 2022
Property Address	875 NAVAJO DR, SAINT CLOUD, FL 34771-7842
Document Number	0062800298
Book / Page	6280 / 298
Map Reference	MB A PG 33
Instrument Date	Aug 31, 2022
Instrument	2022134656
Transaction Type	Transfer
Record Updated	Sep 23, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Tax	$280.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10407 FALCON PARC BLVD APT 107, 10407, ORLANDO, FL 32832-5560

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	875 NAVAJO DR, SAINT CLOUD, FL 34771-7842

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OSCEOLA FL
Recording Date	Aug 29, 2017
Property Address	875 NAVAJO DR, SAINT CLOUD, FL 34771-7842
Document Number	0052020503
Book / Page	005202 / 000503
Instrument Date	Aug 14, 2017
Instrument	125216
Transaction Type	Transfer
Record Updated	Oct 6, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$665.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	875 NAVAJO DR ST CLOUD FL 347717842, ST CLOUD, FL 34771-7842

Mortgage

Document Number	52020505
Date	Aug 29, 2017
Book Page	005202/000505
Instrument	125217

Lender

Name	EZZI & MIZHER INVESTMENT INC
Address	ORLANDO, FL 32824

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Aug 28, 2022

Interest

Rate Type	Fixed Rate
Rate	8%

Tax Assessment & Valuation

The 2025 property tax bill for 875 Navajo Dr was $1,179 with a homeowner's exemption, up 8.6% from the year before.

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,179.00 (+8.56%) Homeowner's exemption	$72,734 (+2.9%)	$156,400 (+5.46%) Land $65,000 Building $91,400
2024	$1,086.00 (+1.21%) Homeowner's exemption	$70,685 (+3%)	$148,300 (+15.59%) Land $65,000 Building $83,300
2023	$1,073.00 (+5.51%) Homeowner's exemption	$68,627 (+3%)	$128,300 (+29.2%) Land $45,000 Building $83,300
2022	$1,017.00 Homeowner's exemption	$66,629	$99,300 Land $45,000 Building $54,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 875 Navajo Dr in Zone X, an area of minimal flood risk, though there have been 24 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 278 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	278 in force
Nearby Flood Claims	24 (1994–2022)
Claims Outside the SFHA	2 of 24
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 4 claims Hurricane Ian, Sep 2022 · 3 claims Hurricane Irma, Sep 2017 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 875 Navajo Dr is moderate, ranking above 64% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 40% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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