850 Navajo Dr, Saint Cloud, FL 34771 Property Records

Osceola County property record for 850 Navajo Dr, Saint Cloud, FL 34771

Property Summary

Property Type	Mobile Home
Details	2 bd · 2 ba · 924 sqft · built 1989
Lot Size	1.35 acres (59,024 sqft)
Owner	Individual Name on File
Last Sale	$235,000 (Dec 2025)
Tax Bill	$2,138 (2025)
Deeds & Mortgages	Dec 2025 Sale
Flood Zone	Zone X (minimal risk)
APN	`91628`

Property Details

APN / Parcel Number

Primary APN	`91628`
Alternative APN	`202531426000010204`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	924 sqft Heated Area
1st Floor Area	924 sqft
Flooring	Vinyl/Resilient
Interior Walls	Paneling

Exterior

Year Built	Built 1989
Architectural Style	Mobile/Manufactured
Exterior Material	Aluminum Siding
Foundation Type	Pier/Post & Beam
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	59,024 sqft (1.35 acres)
Lot Dimensions	360 ft deep x 160 ft wide
Utility Building	72 sqft

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	91628
Street Address	850 NAVAJO DR
City	SAINT CLOUD
State	FL
Zip	34771-7278
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	RMH
Legal Description	NARCOOSSEE PB 1 PGS 17-19 & PB 1 PGS 73-74 BEG 242 FT N OF SE COR LOT 20, RUN N 164 FT, W 360 FT, S 164 FT, E 360 FT TO POB
Legal Range	31E
Legal Township	25S
Legal Section	20
Legal Subdivision	NARCOOSSEE NEW MAP
Legal Tract	4260
Legal Block	1
Legal Lot Number	20
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1032
Census Tract	43600

Owner

850 Navajo Dr, a mobile home, is owned by an individual who bought it in December 2025.

Source: Osceola County records, as of December 19, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	13598 ABBERWICK DR, ORLANDO, FL 32832-6474
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 10, 2025 · Amount on File
Deed Sale	Dec 10, 2025 · Amount on File
Prior Sale	Dec 22, 1997
Deed Document Number	2025151072
Deed Book / Page	6891 / 2244
Record Updated	Jun 8, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Dec 10, 2025
Property Address	850 NAVAJO DR, SAINT CLOUD, FL 34771-7278
Document Number	0068912244
Book / Page	6891 / 2244
Map Reference	MB 1 PG 17
Instrument Date	Dec 3, 2025
Instrument	2025151072
Transaction Type	Transfer
Record Updated	Dec 22, 2025
Title Company	TURNER TITLE INC

Transaction

Amount	Amount on Record
Tax	$1,645.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	800 HEMLOCK ST, SAINT CLOUD, FL 34769-1654

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	13598 ABBERWICK DR, ORLANDO, FL 32832-6474

Tax Assessment & Valuation

The 2025 property tax bill for 850 Navajo Dr was $2,138.

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,138.00	$108,000 Land $76,600 Building $31,400	$108,000 Land $76,600 Building $31,400
2023	$1,871.00 (+9.1%)	$100,300 (+9.38%) Land $68,900 Building $31,400	$100,300 (+9.38%) Land $68,900 Building $31,400
2022	$1,715.00	$91,700 Land $68,900 Building $22,800	$91,700 Land $68,900 Building $22,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 850 Navajo Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 278 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	278 in force
Nearby Flood Claims	24 (1994–2022)
Claims Outside the SFHA	2 of 24
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 4 claims Hurricane Ian, Sep 2022 · 3 claims Hurricane Irma, Sep 2017 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 850 Navajo Dr is moderate, ranking above 64% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 40% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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