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820 Navajo Dr, Saint Cloud, FL 34771 Property Records

Osceola County property record for 820 Navajo Dr, Saint Cloud, FL 34771

Property Summary

Property TypeMobile Home
Details2 bd · 2 ba · 960 sqft · built 1984
Lot Size0.517 acres (22,521 sqft)
OwnerTrust Name on File
Last Sale$37,400 (Feb 2018)
Tax Bill$2,304 (2025)
Deeds & MortgagesFeb 2018 Sale
Flood ZoneZone X (minimal risk)
APN91626

Property Details

APN / Parcel Number

Primary APN91626
Alternative APN
  • 202531426000010201

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area960 sqft Heated Area
Gross Area1,440 sqft
1st Floor Area960 sqft
FlooringCarpet
Interior WallsPaneling

Exterior

Year BuiltBuilt 1984
Architectural StyleMobile/Manufactured
Exterior MaterialAluminum Siding
Foundation TypePier/Post & Beam
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area22,521 sqft (0.517 acres)
Lot Dimensions180 ft deep x 125 ft wide

Exterior Amenities

PorchFinished/Screened Porch
Porch Area480 sqft
FenceFence
Shed1 Shed
Shed Area140 sqft
Pole Barn100 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Account Number91626
Street Address820 NAVAJO DR
CitySAINT CLOUD
StateFL
Zip34771-7277
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Local Zoning CodeRMH
Legal DescriptionNARCOOSEE PB 1 PGS 17-19 & PB 1 PGS 73-74 N 121 FT, S 242 FT OF E 180 FT OF LOT 20 LYING IN SEC 20
Legal Range31E
Legal Township25S
Legal Section20
Legal SubdivisionNARCOOSSEE NEW MAP
Legal Tract4260
Legal Block1
Legal Lot Number20
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1032
Census Tract43600

Owner

820 Navajo Dr, a mobile home, is held in a trust since February 2018.

Source: Osceola County records, as of December 11, 2025

Owner of RecordTrust Name on File
Mailing AddressPO BOX 547945, ORLANDO, FL 32854-7945
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 7, 2018 · Amount on File
Deed SaleFeb 7, 2018 · Amount on File
Prior SaleFeb 20, 2013 · Amount on File
Deed Document Number2018021210
Deed Book / Page5282 / 0754
Record UpdatedJun 8, 2026

February 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateFeb 7, 2018
Property Address820 NAVAJO DR, SAINT CLOUD, FL 34771-7277
Document Number0052820754
Book / Page005282 / 000754
Instrument DateJan 19, 2018
Instrument21210
Transaction TypeTransfer
Record UpdatedFeb 28, 2018
Title CompanyBRIGHT TITLE AND TRUST LLC

Transaction

AmountAmount on Record
Tax$261.80
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCorporate Trust
Address924 W COLONIAL DR ORLANDO FL 328047314, ORLANDO, FL 32804-7314

Tax Assessment & Valuation

The 2025 property tax bill for 820 Navajo Dr was $2,304.

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,304.00$128,100 Land $66,000 Building $62,100$128,100 Land $66,000 Building $62,100
2023$2,072.00 (+11.1%)$128,100 (+15.51%) Land $66,000 Building $62,100$128,100 (+15.51%) Land $66,000 Building $62,100
2022$1,865.00$110,900 Land $66,000 Building $44,900$110,900 Land $66,000 Building $44,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 820 Navajo Dr in Zone X, an area of minimal flood risk, though there have been 24 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 278 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies278 in force
Nearby Flood Claims24 (1994–2022)
Claims Outside the SFHA2 of 24
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Sep 2022 · 4 claims
  • Hurricane Ian, Sep 2022 · 3 claims
  • Hurricane Irma, Sep 2017 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 820 Navajo Dr is moderate, ranking above 64% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 64% of the US · above 40% of Florida
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: CenturyLink.

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