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821 Navajo Dr, Saint Cloud, FL 34771 Property Records

Osceola County property record for 821 Navajo Dr, Saint Cloud, FL 34771

Property Summary

Property TypeMobile Home
Details3 bd · 2 ba · 1,404 sqft · built 1999
Lot Size0.249 acres (10,846 sqft)
Owner2 Company Names on File
Last Sale$63,350 (Jul 2018)
Tax Bill$2,425 (2025)
Deeds & MortgagesJul 2018 Sale
Flood ZoneZone X (minimal risk)
APN20-25-31-4270-000H-0080

Property Details

APN / Parcel Number

Primary APN20-25-31-4270-000H-0080
Alternative APNs
  • 2531204270000H0080
  • 91724

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,404 sqft Living Area
1st Floor Area1,404 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Architectural StyleCustom Design
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypePier/Post & Beam
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area10,846 sqft (0.249 acres)
Lot Dimensions150 ft deep x 82 ft wide
Deck Area128 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address821 NAVAJO DR
CitySAINT CLOUD
StateFL
Zip34771-7844
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Local Zoning CodeORMH
Legal DescriptionMAP OF NARCOOSSEE PB 1 PG 17 BLK H LOT 8 & W 22.26 FT OF LOT 7
Legal Range31E
Legal Township25S
Legal Section20
Legal SubdivisionNARCOOSSEE THE TOWN OF
Legal Tract4270
Legal BlockH
Legal Lot Number8
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1043
Census Tract43600

Owner

821 Navajo Dr, a mobile home, is owned by a company that bought it in July 2018.

Source: Osceola County records, as of September 28, 2026

Owner of Record2 Company Names on File
Mailing Address2500 OAK ST, KISSIMMEE, FL 34744-4943
Owner TypeCompany
VestingBorrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 19, 2018 · Amount on File
Deed SaleJul 19, 2018 · Amount on File
Prior SaleOct 15, 2003
Deed Document Number2018110408
Deed Book / Page5369 / 2582
Record UpdatedOct 29, 2026

July 2018: Trustee's Deed

Document TypeTrustee's Deed
JurisdictionOSCEOLA FL
Recording DateJul 19, 2018
Property Address821 NAVAJO DR, SAINT CLOUD, FL 34771-7844
Document Number0053692582
Book / Page005369 / 002582
Instrument DateJun 19, 2018
Instrument110408
Record UpdatedAug 8, 2018

Transaction

AmountAmount on Record
Tax$443.45
Amount AccuracyConfirmed
Additional
  • Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCorporate Trust
Address2500 OAK ST KISSIMMEE FL 347444943, KISSIMMEE, FL 34744-4943

Tax Assessment & Valuation

The 2025 property tax bill for 821 Navajo Dr was $2,425, up 9.4% from the year before.

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,425.00 (+9.38%)$135,200 Land $65,000 Building $70,200$135,200 Land $65,000 Building $70,200
2024$2,217.00 (+8.84%)
2023$2,037.00 (+13.23%)$109,200 (+24.8%) Land $45,000 Building $64,200$109,200 (+24.8%) Land $45,000 Building $64,200
2022$1,799.00$87,500 Land $45,000 Building $42,500$87,500 Land $45,000 Building $42,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 821 Navajo Dr in Zone X, an area of minimal flood risk, though there have been 24 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 278 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies278 in force
Nearby Flood Claims24 (1994–2022)
Claims Outside the SFHA2 of 24
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Sep 2022 · 4 claims
  • Hurricane Ian, Sep 2022 · 3 claims
  • Hurricane Irma, Sep 2017 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 821 Navajo Dr is moderate, ranking above 64% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 64% of the US · above 40% of Florida
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: CenturyLink.

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