8832 Conch Ave, Placida, FL 33946 Property Records

Charlotte County property record for 8832 Conch Ave, Placida, FL 33946

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,156 sqft · built 2020
Lot Size	0.173 acres (7,532 sqft)
Owner	Company Name on Record
Last Sale	$432,500 (Feb 2020)
Tax Bill	$6,214 (2025)
Deeds & Mortgages	Jun 2021 Transfer Feb 2020 Sale + 2 more
Flood Zone	Zone AE (high risk)
APN	`412034101089`

Property Details

APN / Parcel Number

Primary APN	`412034101089`
Alternative APN	`10004660754`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,156 sqft Living Area
Gross Area	2,940 sqft
1st Floor Area	2,156 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Metal
Lot Area	7,532 sqft (0.173 acres)
View / Lot	Waterfront
Garage Type	Attached
Garage Area	504 sqft
Driveway	Driveway
Driveway Area	448 sqft
Parking Spaces	2 Parking Spaces
Pool Area	200 sqft
Porch	Raised Porch
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	8832 CONCH AVE
City	PLACIDA
State	FL
Zip	33946-2504
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RMF12
Legal Description	CORAL CAYE SUBDIVISION LT 89 4544/1682 4779/981
Legal Range	20E
Legal Township	41S
Legal Section	33
Legal Subdivision	CORAL CAYE SUBDIVISION
Legal Tract	CCY
Legal Lot Number	89
Jurisdiction	CHARLOTTE FL
Township / Civil Division	GROVE CITY-ROTONDA
Census Block Group	1
Census Block	1016
Census Tract	30505

Owner

Source: Charlotte County records, as of November 19, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	8832 CONCH AVE, PLACIDA, FL 33946-2504
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 4, 2021	Intrafamily Transfer, Transfer ACCOMMODATION
Feb 27, 2020	Warranty Deed, Transfer MSC TITLE INC
Oct 18, 2019	Loan Modification, Mortgage AMERICAN MOMENTUM BK
Jun 26, 2018	Loan Modification, Mortgage AMERICAN MOMENTUM BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 27, 2020 · Amount on Record
Deed Sale	Feb 27, 2020 · Amount on Record
Deed Document Number	20202790575
Deed Book / Page	4544 / 1682
Last Transfer Date	May 28, 2021
Transfer Doc	0047790981
Record Updated	Jun 8, 2026

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHARLOTTE FL
Recording Date	Jun 4, 2021
Property Address	8832 CONCH AVE, PLACIDA, FL 33946-2504
Document Number	0047790981
Book / Page	4779 / 981
Map Reference	MB 22 PG 2A-2I
Instrument Date	May 28, 2021
Instrument	2954356
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	8832 CONCH AVE, PLACIDA, FL 33946-2504

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Feb 27, 2020
Property Address	8832 CONCH AVE, PLACIDA, FL 33946-2504
Document Number	0045441682
Book / Page	004544 / 001682
Instrument Date	Feb 20, 2020
Instrument	2790575
Transaction Type	Transfer
Record Updated	Mar 20, 2020
Title Company	MSC TITLE INC

Transaction

Amount	Amount Recorded
Tax	$3,028.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	35 TEMPLE ST DUXBURY MA 023323601, DUXBURY, MA 02332-3601

October 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CHARLOTTE FL
Recording Date	Oct 18, 2019
Property Address	8832 CONCH AVE, PLACIDA, FL 33946-2504
Document Number	0044950453
Book / Page	004495 / 000453
Instrument Date	Oct 5, 2019
Instrument	2752985
Transaction Type	Mortgage
Record Updated	Nov 5, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	601 BAYSHORE BLVD #650 TAMPA FL 336062760, 650, TAMPA, FL 33606-2760

Mortgage

Document Number	44950453
Date	Oct 18, 2019
Book Page	004495/000453
Instrument	2752985

Lender

Name	AMERICAN MOMENTUM BK
Type	Bank
Address	4830 W KENNEDY BLVD # 200, TAMPA, FL 33609-2521

Agreement

Amount	Amount Recorded

June 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CHARLOTTE FL
Recording Date	Jun 26, 2018
Property Address	8832 CONCH AVE, PLACIDA, FL 33946-2504
Document Number	0043310148
Book / Page	004331 / 000148
Instrument Date	Jun 1, 2018
Instrument	2624795
Transaction Type	Mortgage
Record Updated	Jul 19, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	601 BAYSHORE BLVD #650 TAMPA FL 336062760, 650, TAMPA, FL 33606-2760

Mortgage

Document Number	43310148
Date	Jun 26, 2018
Book Page	004331/000148
Instrument	2624795

Lender

Name	AMERICAN MOMENTUM BK
Type	Bank
Address	4830 W KENNEDY BLVD # 200, TAMPA, FL 33609-2521

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,214.00 (-6.54%) Homeowner's exemption	$446,774 (+5.99%)	$459,169 (-9.17%) Land $63,750 Building $395,419
2024	$6,649.00 (-0.12%)
2023	$6,657.00 (+2.97%) Homeowner's exemption	$421,537 (+3%)	$505,511 (+23.52%) Land $65,000 Building $440,511
2022	$6,465.00 Homeowner's exemption	$409,259 Land $55,250 Building $354,009	$409,259 Land $55,250 Building $354,009

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 211 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1,031 units insured incl. 820 condo units
Nearby Flood Claims	85 (2022–2024)
Claims Outside the SFHA	1 of 85
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 50 claims Hurricane Helene, Sep 2024 · 12 claims Hurricane Ian, Sep 2022 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 79% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE COUNTY UTILITIES serves 173,820 people · EPA ID FL5084100
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	10 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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