8777 Bluff Ln, Fair Oaks, CA 95628 Property Records

Sacramento County property record for 8777 Bluff Ln, Fair Oaks, CA 95628

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,914 sqft · built 1976
Lot Size	0.145 acres (6,319 sqft)
Owner	Trust Name on File
Last Sale	$310,000 (Dec 2012)
Tax Bill	$4,562 (2025)
Deeds & Mortgages	Jun 2021 Line of Credit Jun 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`246-0590-010-0004`

Property Details

APN / Parcel Number

Primary APN	`246-0590-010-0004`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,914 sqft Living Area
1st Floor Area	953 sqft
2nd Floor Area	961 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Other
Lot Area	6,319 sqft (0.145 acres)
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	8777 BLUFF LN
City	FAIR OAKS
State	CA
Zip	95628-6483
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RD-10 (PC)
Legal Description	UNIT 4 OF BUILDING 1-I CONDOMINIUM PROJECT THE BLUFFS PER DEED 740815/388 FORM PAR 246-240-19
Legal Subdivision	THE BLUFFS
Legal Lot Number	10
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	3
Census Block	3012
Census Tract	8006

Owner

8777 Bluff Ln, a condominium, is owner-occupied and held in a trust since December 2012.

Source: Sacramento County records, as of September 3, 2026

Owner of Record	Trust Name on File
Mailing Address	8777 BLUFF LN, FAIR OAKS, CA 95628-6483
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2021	Deed of Trust, Mortgage · Line of Credit THE GOLDEN 1 CU
Jun 7, 2021	Deed of Trust, Mortgage · Line of Credit THE GOLDEN 1 CU
Mar 10, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 11, 2012 · Amount on File
Deed Sale	Dec 11, 2012 · Amount on File
Prior Sale	May 7, 2002 · Amount on File
Deed Book / Page	20121211 / 1717
Transfer Doc	2021001636
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	8777 BLUFF LN, FAIR OAKS, CA 95628-6483
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	E-PLACER TITLE, PLACER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8777 BLUFF LN, FAIR OAKS, CA 95628-6483

Mortgage

Document Number	0000000846
Date	Jun 7, 2021
Instrument	202106070846

Lender

Name	THE GOLDEN 1 CU
Type	Credit Union
Address	SACRAMENTO, CA 95826

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	8777 BLUFF LN, FAIR OAKS, CA 95628-6483
Transaction Type	Mortgage
Record Updated	Jun 17, 2021
Title Company	E-PLACER TITLE, PLACER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8777 BLUFF LN, FAIR OAKS, CA 95628-6483

Mortgage

Document Number	6070000000846
Date	Jun 7, 2021
Book Page	20210607/846

Lender

Name	THE GOLDEN 1 CU
Type	Credit Union
Address	SACRAMENTO, CA 95826

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Mar 10, 2021
Property Address	8777 BLUFF LN, FAIR OAKS, CA 95628-6483
Document Number	0000001637
Map Reference	MB 93 PG 8
Instrument Date	Mar 4, 2021
Instrument	202103101637
Transaction Type	Transfer
Record Updated	May 15, 2026
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	8777 BLUFF LN, FAIR OAKS, CA 95628-6483

Mortgage

Document Number	0000001638
Date	Mar 10, 2021
Instrument	202103101638

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 8777 Bluff Ln was $4,562 with a homeowner's exemption, up 0.8% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$389,361 (+2%) Land $87,916 Building $301,445
2025	$4,562.00 (+0.82%) Homeowner's exemption	$381,728 Land $86,193 Building $295,535
2024	$4,525.00 (+3.03%)
2023	$4,392.00 (+0.41%) Homeowner's exemption	$503,762 Land $166,325 Building $337,437
2022	$4,374.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 8777 Bluff Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8777 Bluff Ln is moderate, ranking above 44% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 74% of California
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAIR OAKS WATER DISTRICT serves 36,226 people · EPA ID CA3410009
Water Source	Purchased surface water from SAN JUAN WATER DISTRICT
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
Succeed.Net Fixed Wireless	100 / 50
Cal.net Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile.

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