876 High Bluff Dr, Placerville, CO 81430 Property Records

San Miguel County property record for 876 High Bluff Dr, Placerville, CO 81430

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,080 sqft · built 1990
Lot Size	35.6 acres (1,553,350 sqft)
Owner	Company Name on File
Last Sale	$1,194,000 (May 2022)
Tax Bill	$5,384 (2025)
Deeds & Mortgages	May 2023 Mortgage May 2022 Sale & Mortgage + 2 more
APN	`1040787310`

Property Details

APN / Parcel Number

Primary APN	`1040787310`
Alternative APN	`452312302007`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,080 sqft
Basement Area	3,080 sqft
Finished Basement	3,080 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Roof Type	Flat
Roof Material	Built-Up Asphalt
Lot Area	1,553,350 sqft (35.6 acres)
Garage Type	Attached
Garage Area	750 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	876 HIGH BLUFF DR
City	PLACERVILLE
State	CO
Zip	81430
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 7 THE BLUFFS PHASE 1 PLAT BK 1 PG 740 DECS BK 438 PG 386 CONT 35.66 ACRES
Legal Subdivision	BLUFFS
Legal Phase	1
Legal Lot Number	7
Jurisdiction	SAN MIGUEL CO
Township / Civil Division	TELLURIDE
Census Block Group	2
Census Block	2009
Census Tract	968103

Owner

Source: San Miguel County assessment roll, as of February 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	PO BOX 607, PLACERVILLE, CO 81430-0601
Owner Type	Company
Vesting	Trust, Irrevocable Trust

Deeds, Mortgages & Sale History

Date	Document
May 8, 2023	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
May 23, 2022	Special Warranty Deed, Transfer · Commercial Mortgage CITIZENS STATE BANK
Feb 21, 2018	Deed of Trust, Mortgage · Commercial Mortgage ALPINE BANK
Jan 17, 2017	Deed of Trust, Mortgage · Line of Credit US BANK NA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 23, 2022 · Amount on Record
Deed Sale	May 23, 2022 · Amount on Record
Prior Sale	Sep 27, 2016 · Amount on Record
Deed Document Number	2022476720
Record Updated	Sep 20, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MIGUEL CO
Property Address	876 HIGH BLUFF DR, PLACERVILLE, CO 81430
Transaction Type	Mortgage
Record Updated	Oct 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	876 HIGH BLUFF DR, PLACERVILLE, CO 81430

Mortgage

Document Number	0000480899
Date	May 8, 2023
Instrument	480899

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	344 Months
Due	Jan 1, 2052

May 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	SAN MIGUEL CO
Recording Date	May 23, 2022
Property Address	876 HIGH BLUFF DR, PLACERVILLE, CO 81430
Document Number	0000476720
Map Reference	MB 1 PG 740
Instrument Date	May 12, 2022
Instrument	476720
Transaction Type	Transfer
Record Updated	Jun 2, 2022
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$119.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 315, PLACERVILLE, CO 81430-0315

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	3510 PONDEROSA WAY, GRAND JUNCTION, CO 81506-8458

Mortgage

Document Number	0000476721
Date	May 23, 2022
Instrument	476721

Lender

Name	CITIZENS STATE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MIGUEL CO
Property Address	876 HIGH BLUFF DR, PLACERVILLE, CO 81430
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	452339
Date	Feb 21, 2018
Instrument	452339

Lender

Name	ALPINE BANK
Type	Bank
Address	RIFLE, CO 81650

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MIGUEL CO
Property Address	876 HIGH BLUFF DR, PLACERVILLE, CO 81430
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOUTHWEST FINANCIAL, SOUTHWEST FINANCIAL SVCS LTD

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	446056
Date	Jan 17, 2017
Instrument	446056

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Dec 22, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: San Miguel County assessment roll, as of February 19, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	San Miguel County
Unified School District	Telluride School District R-1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,384.00 (+52.82%)	$121,960 (+43.74%) Land $19,690 Building $102,270	$1,951,250 (+55.56%) Land $315,000 Building $1,636,250
2023	$3,523.00	$84,850 Land $19,530 Building $65,320	$1,254,330 Land $288,750 Building $965,580

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 74% of the US · above 72% of Colorado
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile USA Fixed Wireless	25 / 3

May also be available: VFN Holdings.

Cell Coverage

5G (outdoors only) and 4G LTE

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