825 High Bluff Dr, Placerville, CO 81430 Property Records

San Miguel County property record for 825 High Bluff Dr, Placerville, CO 81430

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 3,227 sqft · built 1996
Lot Size	85.9 acres (3,743,982 sqft)
Owner	Individual Name on File
Last Sale	$820,000 (Jul 2020)
Tax Bill	$4,879 (2025)
Deeds & Mortgages	Oct 2023 Sale Jul 2020 Transfer + 3 more
APN	`1042089310`

Property Details

APN / Parcel Number

Primary APN	`1042089310`
Alternative APN	`452311401012`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,227 sqft
Basement Area	3,227 sqft
Finished Basement	3,227 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Ranch
Roof Type	Gable
Roof Material	Galvanized Metal
Lot Area	3,743,982 sqft (85.9 acres)
Garage Type	Carport
Garage Area	691 sqft
Carport	Carport
Carport Area	691 sqft

Location & Zoning

Street Address	825 HIGH BLUFF DR
City	PLACERVILLE
State	CO
Zip	81430
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT 2B THE LAKES AT CARSTENS RANCH IN SECTIONS 11 AND 12 44 11 ACC TO PLAT BK 1 PG 1032 CONT 85.95 AC
Legal Subdivision	LAKES AT CARSTENS RANCH
Legal Tract	2B
Legal Lot Number	2B
Jurisdiction	SAN MIGUEL CO
Township / Civil Division	TELLURIDE
Census Block Group	2
Census Block	2009
Census Tract	968103

Owner

825 High Bluff Dr is owned and occupied by an individual who acquired it in March 2025.

Source: San Miguel County records, as of February 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	825 HIGH BLUFF DR, PLACERVILLE, CO 81430
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 11, 2023	Special Warranty Deed, Transfer
Jul 6, 2020	Quit Claim Deed, Transfer Quitclaim
Jul 6, 2020	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Aug 9, 2017	Warranty Deed, Transfer UNITED TITLE, UNIFIED TITLE COMPANY
Aug 9, 2017	Quit Claim Deed, Transfer UNITED TITLE, UNIFIED TITLE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 6, 2020 · Amount on File
Deed Sale	Jul 6, 2020 · Amount on File
Prior Sale	Aug 9, 2017 · Amount on File
Deed Document Number	2020463874
Last Transfer Date	Mar 19, 2025
Transfer Doc	0000488677
Record Updated	Sep 20, 2026

October 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	SAN MIGUEL CO
Recording Date	Oct 11, 2023
Property Address	825 HIGH BLUFF DR, PLACERVILLE, CO 81430
Document Number	0000482705
Map Reference	DOC 330108
Instrument Date	Oct 10, 2023
Instrument	482705
Transaction Type	Transfer
Record Updated	Oct 24, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	825 HIGH BLUFF DR, PLACERVILLE, CO 81430

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN MIGUEL CO
Recording Date	Jul 6, 2020
Property Address	825 HIGH BLUFF DR, PLACERVILLE, CO 81430
Document Number	0000463875
Map Reference	DOC 330108
Instrument Date	Jun 24, 2020
Instrument	463875
Transaction Type	Transfer
Record Updated	Oct 24, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17375 ROAD 18, CORTEZ, CO 81321-8789

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAN MIGUEL CO
Recording Date	Jul 6, 2020
Property Address	825 HIGH BLUFF DR, PLACERVILLE, CO 81430
Document Number	0000463874
Map Reference	MB 464 PG 606
Instrument Date	Jun 22, 2020
Instrument	463874
Transaction Type	Transfer
Record Updated	Oct 24, 2023
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$82.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5307 BIMINI DR, BRADENTON, FL 34210-2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17375 ROAD 18, CORTEZ, CO 81321-8789

Mortgage

Document Number	0000463876
Date	Jul 6, 2020
Instrument	463876

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAN MIGUEL CO
Recording Date	Aug 9, 2017
Property Address	825 HIGH BLUFF DR, PLACERVILLE, CO 81430
Document Number	0000449807
Map Reference	MB1 PG1032
Instrument Date	Aug 4, 2017
Instrument	449807
Transaction Type	Transfer
Record Updated	Oct 24, 2023
Title Company	UNITED TITLE, UNIFIED TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$72.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	825 HIGH BLUFF DR, PLACERVILLE, CO 81430

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	302 ADAMS RANCH RD UNIT 3, 3, MOUNTAIN VILLAGE, CO 81435-9300

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN MIGUEL CO
Recording Date	Aug 9, 2017
Property Address	825 HIGH BLUFF DR, PLACERVILLE, CO 81430
Document Number	0000449809
Map Reference	MB1 PG1032
Instrument Date	Aug 4, 2017
Instrument	449809
Transaction Type	Transfer
Record Updated	Oct 24, 2023
Title Company	UNITED TITLE, UNIFIED TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	302 ADAMS RANCH RD UNIT 3, 3, MOUNTAIN VILLAGE, CO 81435-9300

Tax Assessment & Valuation

The 2025 property tax bill for 825 High Bluff Dr was $4,879.

Source: San Miguel County assessment roll, as of February 19, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	San Miguel County
Unified School District	Telluride School District R-1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,879.00	$110,520 Land $37,500 Building $73,020	$1,768,373 Land $600,000 Building $1,168,373
2023	$4,085.00 (+65.38%)	$86,300 (-11.76%) Land $25,710 Building $60,590	$1,275,681 (-11.76%) Land $380,000 Building $895,681
2022	$2,470.00	$97,800 Land $37,210 Building $60,590	$1,445,681 Land $550,000 Building $895,681

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 825 High Bluff Dr; 1 flood insurance policy is in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 825 High Bluff Dr is high, ranking above 73% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 73% of the US · above 71% of Colorado
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, as of December 31, 2025

Cell Coverage

5G (outdoors only) and 4G LTE

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