485 High Bluff Dr, Placerville, CO 81430 Property Records

San Miguel County property record for 485 High Bluff Dr, Placerville, CO 81430

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,556 sqft · built 1988
Lot Size	35.5 acres (1,546,380 sqft)
Owner	Individual Name on File
Last Sale	$525,000 (Apr 2021)
Tax Bill	$2,272 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Jul 2020 Line of Credit + 1 more
APN	`1041989310`

Property Details

APN / Parcel Number

Primary APN	`1041989310`
Alternative APN	`452311401002`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,556 sqft
Basement Area	1,556 sqft
Finished Basement	1,556 sqft

Exterior

Year Built	Built 1988
Lot Area	1,546,380 sqft (35.5 acres)

Location & Zoning

Street Address	485 HIGH BLUFF DR
City	PLACERVILLE
State	CO
Zip	81430
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT 2A THE LAKES AT CARSTENS RANCH IN SECTIONS 11 AND 12 44 11 ACC TO PLAT BK 1 PG 1032 CONT 35.50 ACRES
Legal Subdivision	LAKES AT CARSTENS RANCH
Legal Tract	2A
Legal Lot Number	2A
Jurisdiction	SAN MIGUEL CO
Township / Civil Division	TELLURIDE
Census Block Group	2
Census Block	2009
Census Tract	968103

Owner

485 High Bluff Dr is owned by an individual who bought it in April 2021.

Source: San Miguel County records, as of February 18, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 558, PLACERVILLE, CO 81430-0558
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2026	Deed of Trust, Mortgage · Line of Credit ALPINE BANK
Jul 23, 2020	Deed of Trust, Mortgage · Line of Credit WEINBERG SERVICING LLC
Apr 14, 2021	Special Warranty Deed, Transfer · Conventional Mortgage ALPINE BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 14, 2021 · Amount on File
Deed Sale	Apr 14, 2021 · Amount on File
Deed Document Number	469435
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MIGUEL CO
Recording Date	Aug 20, 2026
Property Address	485 HIGH BLUFF DR, PLACERVILLE, CO 81430
Document Number	0000494464
Instrument Date	Aug 12, 2026
Instrument	2026494464
Transaction Type	Mortgage
Record Updated	Aug 25, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 7TH ST S, RIFLE, CO 81650-2722

Mortgage

Document Number	0000494464,
Date	Aug 20, 2026
Instrument	2026494464

Lender

Name	ALPINE BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Aug 25, 2031

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MIGUEL CO
Property Address	485 HIGH BLUFF DR, PLACERVILLE, CO 81430
Transaction Type	Mortgage
Record Updated	Apr 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	464106
Date	Jul 23, 2020
Instrument	464106

Lender

Name	WEINBERG SERVICING LLC
Type	Non-Lending Institution
Address	ATLANTA, GA 30328

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	37 Months
Due	Aug 1, 2023

April 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	SAN MIGUEL CO
Recording Date	Apr 14, 2021
Property Address	485 HIGH BLUFF DR, PLACERVILLE, CO 81430
Document Number	0000469435
Map Reference	MB 1 PG 1032
Instrument Date	Apr 13, 2021
Instrument	469435
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$52.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	615 SW 8TH AVE, 615, CEDAREDGE, CO 81413-3909

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 558, PLACERVILLE, CO 81430-0558

Mortgage

Document Number	0000469436
Date	Apr 14, 2021
Instrument	469436

Lender

Name	ALPINE BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 485 High Bluff Dr was $2,272.

Source: San Miguel County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
County	San Miguel County
Unified School District	Telluride School District R-1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,272.00	$51,460 Land $18,750 Building $32,710	$823,434 Land $300,000 Building $523,434
2023	$1,777.00	$45,160 Land $18,600 Building $26,560	$667,640 Land $275,000 Building $392,640

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 485 High Bluff Dr; 1 flood insurance policy is in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 485 High Bluff Dr is high, ranking above 72% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 68% of Colorado
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, as of December 31, 2025

Cell Coverage

5G (outdoors only) and 4G LTE

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