875 W Chicago St, Elgin, IL 60123 Property Records

Kane County property record for 875 W Chicago St, Elgin, IL 60123 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1.5 Baths
Year BuiltBuilt 1893
Square Footage1,368 sqft Living Area
Lot Size10,494 sqft (0.241 acres)
OccupancyOwner Occupied
Last Sale$205,000 (2003)
Tax Bill$5,586.00 (2025)

Property Details

APN / Parcel Number

Primary APN06-14-306-008

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Partial Baths1 Partial Baths
Total Rooms6 Rooms
Building Area1,368 sqft Living Area
Gross Area2,052 sqft Gross Area
Basement Area684 sqft Basement
Stories2 Stories

Exterior

Year BuiltBuilt 1893
Effective Year BuiltEffective 1893
Construction TypeFrame Construction
Lot Area10,494 sqft (0.241 acres)
Depth X Width198 ft x 53 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeDetached Garage
Pool Area648 sqft Pool

Utilities and HVAC

Cooling SystemHVAC Cooling

Location & Zoning

Street Address875 W CHICAGO ST
CityELGIN
StateIL
Zip60123-6259
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionWASHINGTON HEIGHTS ADDN LOT 4 BLOCK 18
Legal SubdivisionASHINGTON HEIGHTS ADDN
Legal Block18
Legal Lot Number4
JurisdictionKANE IL
Minor Civil DivisionELGIN
Census Blockgroup3
Census Block3001
Census Tract851101

Owner

Source: Kane County records · APN 06-14-306-008

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address875 W CHICAGO ST, ELGIN, IL 60123-6259
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingTenant By Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 24, 2003 · Amount on Record
Deed SaleJul 24, 2003 · Amount on Record
Deed Doc Number2003125778
Record RefreshedSep 20, 2026

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address875 W CHICAGO ST, ELGIN, IL 60123-6259
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyCHICAGO TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000001277
DateJan 09, 2017
Instrument2017K001277
Lender
NamePLAZA HOME MORTGAGE INC
TypeMortgage Company
AddressITASCA, IL 60143
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term358 Months
DueNov 01, 2046
Interest
Rate3.62%

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$5,586.00 (+4.41%) Homeowner's exemption Senior Citizen's exemption
2024$82,184 (+21.39%) Land $17,447 Building $64,737$246,651 (+21.44%) Land $52,362 Building $194,289
2022$5,350.00 (+4.68%) Homeowner's exemption$67,700 (+6.96%) Land $14,372 Building $53,328$203,100 (+6.96%) Land $43,116 Building $159,984
2021$5,111.00 Homeowner's exemption$63,295 Land $13,437 Building $49,858$189,885 Land $40,311 Building $149,574

Flood & Wildfire

875 W Chicago St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Kane County (17089C), updated October 8, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

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