Kane County property record for 863 W Chicago St, Elgin, IL 60123 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1923 |
| Square Footage | 1,404 sqft Living Area |
| Lot Size | 10,296 sqft (0.236 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $115,000 (1998) |
| Tax Bill | $5,425.00 (2025) |
| Primary APN | 06-14-306-011 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,404 sqft Living Area |
| Gross Area | 2,340 sqft Gross Area |
| Basement Area | 936 sqft Basement |
| Stories | 5 Stories |
| Year Built | Built 1923 |
|---|---|
| Effective Year Built | Effective 1923 |
| Construction Type | Frame Construction |
| Lot Area | 10,296 sqft (0.236 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Detached Garage |
| Street Address | 863 W CHICAGO ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-6259 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | WASHINGTON HEIGHTS ADDN LOT 1 BLOCK 18 |
| Legal Subdivision | ASHINGTON HEIGHTS ADDN |
| Legal Block | 18 |
| Legal Lot Number | 1 |
| Jurisdiction | KANE IL |
| Minor Civil Division | ELGIN |
| Census Blockgroup | 3 |
| Census Block | 3001 |
| Census Tract | 851101 |
Source: Kane County records · APN 06-14-306-011
Assessment roll updated July 23, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 863 W CHICAGO ST, ELGIN, IL 60123-6259 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 08, 2017 | Deed of Trust, Mortgage KANE COUNTY TEACHERS CU |
| Oct 09, 2018 | Deed of Trust, Mortgage KANE COUNTY TEACHERS CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 04, 1998 · Amount on Record |
| Deed Sale | May 04, 1998 · Amount on Record |
| Deed Doc Number | 199837771 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 863 W CHICAGO ST, ELGIN, IL 60123-6259 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000023415 |
|---|---|
| Date | May 08, 2017 |
| Instrument | 2017K023415 |
| Name | KANE COUNTY TEACHERS CU |
|---|---|
| Type | Credit Union |
| Address | ELGIN, IL 60123 |
| Amount | Amount Recorded |
|---|---|
| Term | 79 Months |
| Due | Dec 20, 2023 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 863 W CHICAGO ST, ELGIN, IL 60123-6259 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000049283 |
|---|---|
| Date | Oct 09, 2018 |
| Instrument | 2018K049283 |
| Name | KANE COUNTY TEACHERS CU |
|---|---|
| Type | Credit Union |
| Address | ELGIN, IL 60123 |
| Amount | Amount Recorded |
|---|---|
| Term | 120 Months |
| Due | Oct 12, 2028 |
Source: Kane County records · Assessment roll updated July 23, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,425.00 (+15.8%) Homeowner's exemption | $79,120 (+8.57%) Land $18,942 Building $60,178 | $237,455 (+8.57%) Land $56,849 Building $180,606 |
| 2024 | $72,875 (+21.39%) Land $17,447 Building $55,428 | $218,712 (+21.44%) Land $52,362 Building $166,351 | |
| 2022 | $4,685.00 (+4.76%) Homeowner's exemption | $60,032 (+6.96%) Land $14,372 Building $45,660 | $180,096 (+6.96%) Land $43,116 Building $136,980 |
| 2021 | $4,472.00 Homeowner's exemption | $56,126 Land $13,437 Building $42,689 | $168,378 Land $40,311 Building $128,067 |
Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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