855 W Chicago St, Elgin, IL 60123 Property Records

Kane County property record for 855 W Chicago St, Elgin, IL 60123 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1903
Square Footage	1,889 sqft Living Area
Lot Size	8,712 sqft (0.2 acres)
Occupancy	Owner Occupied
Last Sale	$165,000 (2019)
Tax Bill	$6,451.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`06-14-306-017`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Building Area	1,889 sqft Living Area
Gross Area	2,869 sqft Gross Area
Basement Area	980 sqft Basement
Stories	2 Stories

Exterior

Year Built	Built 1903
Effective Year Built	Effective 1903
Architectural Style	Victorian Style
Construction Type	Frame Construction
Lot Area	8,712 sqft (0.2 acres)
Depth X Width	132 ft x 66 ft Depth x Width
Parking Spaces	1 Parking Spaces
Garage Type	Detached Garage

Utilities and HVAC

Cooling System	None Cooling
Water Source	Commercial Water Source

Location & Zoning

Street Address	855 W CHICAGO ST
City	ELGIN
State	IL
Zip	60123-6259
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	S WILCOXS 2ND ADDN LOT 1 BLOCK 9
Legal Subdivision	S WILCOXS 2ND ADDN
Legal Block	9
Legal Lot Number	1
Jurisdiction	KANE IL
Minor Civil Division	ELGIN
Census Blockgroup	3
Census Block	3001
Census Tract	851101

Owner

Source: Kane County records · APN 06-14-306-017

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	855 W CHICAGO ST, ELGIN, IL 60123-6259
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 14, 2019 · Amount on Record
Deed Sale	Nov 14, 2019 · Amount on Record
Prior Sale	Feb 19, 2009 · Amount on Record
Deed Doc Number	201954993
Prior Transfer Date	Oct 15, 2004
Prior Transfer Doc	0000011931
Record Refreshed	Sep 20, 2026

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Nov 14, 2019
Property Address	855 W CHICAGO ST, ELGIN, IL 60123-6259
Document Number	0000054993
Instrument Date	Nov 02, 2019
Instrument	2019K054993
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$165.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	855 W CHICAGO ST, ELGIN, IL 60123-6259

Mortgage

Document Number	0000054994
Date	Nov 14, 2019
Instrument	2019K054994

Lender

Name	INLANTA MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2049

Interest

Rate	3.75%

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,451.00 (+15.84%) Homeowner's exemption
2024		$85,260 (+21.39%) Land $17,392 Building $67,868	$255,882 (+21.44%) Land $52,197 Building $203,685
2022	$5,569.00 (+4.62%) Homeowner's exemption	$70,235 (+6.96%) Land $14,327 Building $55,908	$210,705 (+6.96%) Land $42,981 Building $167,724
2021	$5,323.00 Homeowner's exemption	$65,665 Land $13,395 Building $52,270	$196,995 Land $40,185 Building $156,810

Flood & Wildfire

855 W Chicago St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Kane County (17089C), updated October 8, 2026

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.