Kane County property record for 890 W Chicago St, Elgin, IL 60123
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,613 sqft · built 1878 |
| Lot Size | 0.101 acres (4,400 sqft) |
| Owner | Individual Name on File |
| Last Sale | $202,000 (May 2021) |
| Tax Bill | $5,686 (2025) |
| Deeds & Mortgages | May 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-14-302-010 |
| Primary APN | 06-14-302-010 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,613 sqft Living Area |
| Gross Area | 2,548 sqft |
| Basement Area | 935 sqft |
| Year Built | Built 1878 |
|---|---|
| Effective Year Built | Effective 1878 |
| Construction Type | Frame |
| Lot Area | 4,400 sqft (0.101 acres) |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Street Address | 890 W CHICAGO ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-6257 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WASHINGTON HEIGHTS ADDN WEST 44 FT OF LOTS 8 & 9 BLOCK 1 |
| Legal Subdivision | ASHINGTON HEIGHTS ADDN |
| Legal Block | 1 |
| Legal Lot Number | 8,9 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 4 |
| Census Block | 4022 |
| Census Tract | 851101 |
890 W Chicago St is owned and occupied by an individual who bought it in May 2021.
Source: Kane County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 890 W CHICAGO ST, ELGIN, IL 60123-6257 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 21, 2021 · Amount on File |
| Deed Sale | May 21, 2021 · Amount on File |
| Deed Document Number | 202139698 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | May 21, 2021 |
| Property Address | 890 W CHICAGO ST, ELGIN, IL 60123-6257 |
| Document Number | 0000039698 |
| Instrument Date | May 1, 2021 |
| Instrument | 2021K039698 |
| Transaction Type | Transfer |
| Record Updated | Jun 3, 2021 |
| Title Company | ATTORNEY'S TITLE, ATTORNEYS TTL GUARANTY FUND |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $202.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 890 W CHICAGO ST, 890, ELGIN, IL 60123-6257 |
| Name | Verified Name |
|---|---|
| Address | 890 W CHICAGO ST, ELGIN, IL 60123-6257 |
| Document Number | 0000039699 |
|---|---|
| Date | May 21, 2021 |
| Instrument | 2021K039699 |
| Name | DUPAGE CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
The 2025 property tax bill for 890 W Chicago St was $5,686 with a homeowner's exemption.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,686.00 Homeowner's exemption | $82,542 (+8.57%) Land $12,336 Building $70,206 | $247,725 (+8.57%) Land $37,023 Building $210,702 |
| 2024 | $76,026 Land $11,362 Building $64,664 | $228,169 Land $34,100 Building $194,070 | |
| 2022 | $4,910.00 (+4.74%) Homeowner's exemption | $62,628 (+6.96%) Land $9,360 Building $53,268 | $187,884 (+6.96%) Land $28,080 Building $159,804 |
| 2021 | $4,688.00 Homeowner's exemption | $58,553 Land $8,751 Building $49,802 | $175,659 Land $26,253 Building $149,406 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 890 W Chicago St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2018) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2018 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 890 W Chicago St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 637 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: Verizon.
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