Kane County property record for 886 W Chicago St, Elgin, IL 60123
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,531 sqft · built 1897 |
| Lot Size | 0.101 acres (4,400 sqft) |
| Owner | Individual Name on File |
| Last Sale | $169,000 (Sep 2016) |
| Tax Bill | $5,831 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-14-302-011 |
| Primary APN | 06-14-302-011 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,531 sqft Living Area |
| Gross Area | 2,414 sqft |
| Basement Area | 883 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1897 |
|---|---|
| Effective Year Built | Effective 1897 |
| Architectural Style | Victorian |
| Construction Type | Frame |
| Lot Area | 4,400 sqft (0.101 acres) |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Water Source | Commercial |
| Street Address | 886 W CHICAGO ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-6257 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WASHINGTON HEIGHTS ADDN EAST 44 FT & WEST 88 FT OF LOTS 8 & 9 BLOCK 1 |
| Legal Subdivision | ASHINGTON HEIGHTS ADDN |
| Legal Block | 1 |
| Legal Lot Number | 8,9 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 4 |
| Census Block | 4022 |
| Census Tract | 851101 |
886 W Chicago St is owned and occupied by an individual who bought it in September 2016.
Source: Kane County records, as of July 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 886 W CHICAGO ST, ELGIN, IL 60123-6257 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 13, 2016 · Amount on File |
| Deed Sale | Sep 13, 2016 · Amount on File |
| Prior Sale | Feb 16, 2016 |
| Deed Document Number | 201648959 |
| Prior Transfer Date | Jul 6, 2012 |
| Prior Transfer Doc | 0000044227 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 886 W Chicago St was $5,831 with a homeowner's exemption.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,831.00 Homeowner's exemption | $84,441 (+8.57%) Land $12,336 Building $72,105 | $253,424 (+8.57%) Land $37,023 Building $216,402 |
| 2024 | $77,775 Land $11,362 Building $66,413 | $233,418 Land $34,100 Building $199,319 | |
| 2022 | $5,035.00 (+4.72%) Homeowner's exemption | $64,069 (+6.96%) Land $9,360 Building $54,709 | $192,207 (+6.96%) Land $28,080 Building $164,127 |
| 2021 | $4,808.00 Homeowner's exemption | $59,900 Land $8,751 Building $51,149 | $179,700 Land $26,253 Building $153,447 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 886 W Chicago St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2018) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2018 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 886 W Chicago St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 637 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures