871 W Chicago St, Elgin, IL 60123 Property Records

Kane County property record for 871 W Chicago St, Elgin, IL 60123 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1 Baths
Year Built	Built 1903
Square Footage	1,408 sqft Living Area
Lot Size	10,296 sqft (0.236 acres)
Garage	Detached
Occupancy	Owner Occupied
Tax Bill	$5,100.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`06-14-306-009`

Interior

Bedrooms	3 Beds
Full Baths	1 Baths
Total Rooms	6 Rooms
Building Area	1,408 sqft Living Area
Gross Area	2,112 sqft Gross Area
Basement Area	704 sqft Basement
Stories	2 Stories

Exterior

Year Built	Built 1903
Effective Year Built	Effective 1903
Construction Type	Frame Construction
Lot Area	10,296 sqft (0.236 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Detached Garage

Utilities and HVAC

Cooling System	HVAC Cooling

Location & Zoning

Street Address	871 W CHICAGO ST
City	ELGIN
State	IL
Zip	60123-6259
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	WASHINGTON HEIGHTS ADDN LOT 3 BLOCK 18
Legal Subdivision	ASHINGTON HEIGHTS ADDN
Legal Block	18
Legal Lot Number	3
Jurisdiction	KANE IL
Minor Civil Division	ELGIN
Census Blockgroup	3
Census Block	3001
Census Tract	851101

Owner

Source: Kane County records · APN 06-14-306-009

Assessment roll updated July 23, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	871 W CHICAGO ST, ELGIN, IL 60123-6259
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Refreshed	Sep 20, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	871 W CHICAGO ST, ELGIN, IL 60123-6259
Transaction Type	Mortgage
Record Updated	Mar 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	871 W CHICAGO ST, ELGIN, IL 60123-6259

Mortgage

Document Number	0000008223
Date	Mar 17, 2023
Instrument	2023K008223

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 01, 2038

Interest

Rate	5.99%

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated July 23, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,100.00 (+13.41%) Homeowner's exemption Senior Citizen's exemption	$82,860 (+8.57%) Land $18,942 Building $63,918	$248,679 (+8.57%) Land $56,849 Building $191,831
2024		$76,320 (+21.4%) Land $17,447 Building $58,873	$229,052 (+21.44%) Land $52,362 Building $176,690
2022	$4,497.00 (+5.51%) Homeowner's exemption	$62,869 (+6.96%) Land $14,372 Building $48,497	$188,607 (+6.96%) Land $43,116 Building $145,491
2021	$4,262.00 Homeowner's exemption	$58,778 Land $13,437 Building $45,341	$176,334 Land $40,311 Building $136,023

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.