8737 Atwater Loop, Oviedo, FL 32765 Property Records

Seminole County property record for 8737 Atwater Loop, Oviedo, FL 32765

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,439 sqft · built 2007
Lot Size	0.15 acres (6,550 sqft)
Owner	Individual Name on Record
Last Sale	$554,900 (Sep 2024)
Tax Bill	$6,071 (2025)
Deeds & Mortgages	Sep 2023 Transfer May 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`36-21-30-5SK-0000-1290`

Property Details

APN / Parcel Number

Primary APN	`36-21-30-5SK-0000-1290`
Alternative APN	`2130365SK00001290`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	2 Stories
Building Area	2,439 sqft Living Area
Gross Area	2,880 sqft
1st Floor Area	1,542 sqft
Upper Floors Area	777 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	6,550 sqft (0.15 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Florida Room
Porch Area	138 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	8737 ATWATER LOOP
City	OVIEDO
State	FL
Zip	32765-5226
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 129 CLIFTON PARK PB 70 PGS 1 - 7
Legal Range	30E
Legal Township	21S
Legal Section	36
Legal Subdivision	CLIFTON PARK
Legal Tract	5SK
Legal Lot Number	129
Jurisdiction	SEMINOLE FL
Township / Civil Division	OVIEDO
Census Block Group	1
Census Block	1011
Census Tract	21318

Owner

Source: Seminole County records, as of March 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	8737 ATWATER LOOP, OVIEDO, FL 32765-5226
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2023	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
May 25, 2022	Intrafamily Transfer, Transfer
Dec 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 5, 2024 · Amount on Record
Deed Sale	Sep 5, 2024 · Amount on Record
Prior Sale	Feb 22, 2013 · Amount on Record
Deed Document Number	202480669
Deed Book / Page	10690 / 1635
Prior Transfer Date	Sep 5, 2023
Prior Transfer Doc	0105060117
Record Updated	Sep 20, 2026

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SEMINOLE FL
Recording Date	Sep 13, 2023
Property Address	8737 ATWATER LOOP, OVIEDO, FL 32765-5226
Document Number	0105060117
Book / Page	10506 / 117
Map Reference	MB 70 PG 1-7
Instrument Date	Sep 5, 2023
Instrument	2023084555
Transaction Type	Transfer
Record Updated	Sep 25, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8737 ATWATER LOOP, OVIEDO, FL 32765-5226

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	8737 ATWATER LOOP, OVIEDO, FL 32765-5226

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SEMINOLE FL
Recording Date	May 25, 2022
Property Address	8737 ATWATER LOOP, OVIEDO, FL 32765-5226
Document Number	0102461114
Book / Page	10246 / 1114
Map Reference	MB 70 PG 1-7
Instrument Date	May 9, 2022
Instrument	2022062428
Transaction Type	Transfer
Record Updated	Jun 8, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8737 ATWATER LOOP, 8737, OVIEDO, FL 32765-5226

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8737 ATWATER LOOP, OVIEDO, FL 32765-5226

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	8737 ATWATER LOOP, OVIEDO, FL 32765-5226
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	HOMELAND TITLE SOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8737 ATWATER LOOP, OVIEDO, FL 32765-5226

Mortgage

Document Number	0097751803
Date	Dec 2, 2020
Book Page	9775/1803
Instrument	2020138277

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 1, 2035

Tax Assessment & Valuation

Source: Seminole County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,071.00 (+97.75%)	$462,421 (+86.71%) Land $112,000 Building $350,421	$462,421 (+7.92%) Land $112,000 Building $350,421
2023	$3,070.00 (+2.68%) Homeowner's exemption	$247,673 (+3%)	$428,475 (+8.48%) Land $112,000 Building $316,475
2022	$2,990.00 Homeowner's exemption	$240,459	$394,969 Land $100,000 Building $294,969

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 31 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	31 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SEMINOLE COUNTY SOUTHEAST serves 70,040 people · EPA ID FL3590571
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35

May also be available: CenturyLink, Spectrum, Verizon.

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