8761 Atwater Loop, Oviedo, FL 32765 Property Records

Seminole County property record for 8761 Atwater Loop, Oviedo, FL 32765

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 2,732 sqft · built 2007
Lot Size	0.181 acres (7,896 sqft)
Owner	Individual Name on File
Last Sale	$385,000 (Dec 2017)
Tax Bill	$4,960 (2025)
Deeds & Mortgages	May 2020 Line of Credit Dec 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`36-21-30-5SK-0000-1250`

Property Details

APN / Parcel Number

Primary APN	`36-21-30-5SK-0000-1250`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	2 Stories
Building Area	2,732 sqft Living Area
1st Floor Area	1,172 sqft
2nd Floor Area	1,560 sqft
Upper Floors Area	1,560 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	7,896 sqft
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	1 sqft
Porch	Porch
Porch Area	469 sqft
Patio Area	564 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	8761 ATWATER LOOP
City	OVIEDO
State	FL
Zip	32765-5226
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 125 CLIFTON PARK PB 70 PGS 1 - 7
Legal Range	30E
Legal Township	21S
Legal Section	36
Legal Subdivision	CLIFTON PARK
Legal Lot Number	125
Jurisdiction	SEMINOLE FL
Township / Civil Division	OVIEDO
Census Block Group	1
Census Block	1011
Census Tract	21318

Owner

8761 Atwater Loop is owned and occupied by an individual who bought it in December 2017.

Source: Seminole County records, as of December 5, 2025

Owner of Record	Individual Name on File
Mailing Address	8761 ATWATER LOOP, OVIEDO, FL 32765-5226
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 18, 2020	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Dec 14, 2017	Warranty Deed, Transfer FLORIDA STATE TITLE SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 14, 2017 · Amount on File
Deed Sale	Dec 14, 2017 · Amount on File
Prior Sale	Mar 3, 2009
Deed Document Number	2017126466
Deed Book / Page	009041 / 000115
Record Updated	Jun 8, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	8761 ATWATER LOOP, OVIEDO, FL 32765-5226
Document Number	0096100867
Instrument Date	May 18, 2020
Transaction Type	Mortgage
Record Updated	Jul 20, 2020
Title Company	TITLE365 - OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8761 ATWATER LOOP OVIEDO FL 327655226, OVIEDO, FL 32765-5226

Mortgage

Document Number	0096100867
Date	May 27, 2020
Book Page	009610/000867
Instrument	54537

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 26, 2050

Interest

Rate Type	Adjustable Rate

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEMINOLE FL
Recording Date	Dec 14, 2017
Property Address	8761 ATWATER LOOP, OVIEDO, FL 32765-5226
Document Number	0090410115
Book / Page	009041 / 000115
Instrument Date	Nov 29, 2017
Instrument	126466
Transaction Type	Transfer
Record Updated	Jan 8, 2018
Title Company	FLORIDA STATE TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Tax	$2,695.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8761 ATWATER LOOP OVIEDO FL 327655226, OVIEDO, FL 32765-5226

Tax Assessment & Valuation

The 2025 property tax bill for 8761 Atwater Loop was $4,960 with a homeowner's exemption.

Source: Seminole County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,960.00 Homeowner's exemption	$392,110	$551,348 Land $112,000 Building $439,348
2023	$4,697.00 (+2.51%) Homeowner's exemption	$369,960 (+3%)	$511,077 (+7.91%) Land $112,000 Building $399,077
2022	$4,582.00 Homeowner's exemption	$359,184	$473,621 Land $100,000 Building $373,621

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8761 Atwater Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 31 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	31 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8761 Atwater Loop is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SEMINOLE COUNTY SOUTHEAST serves 70,040 people · EPA ID FL3590571
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35

May also be available: CenturyLink, Spectrum, Verizon.

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