8743 Atwater Loop, Oviedo, FL 32765 Property Records

Seminole County property record for 8743 Atwater Loop, Oviedo, FL 32765

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,787 sqft · built 2007
Lot Size	0.153 acres (6,643 sqft)
Owner	2 Individual Names on File
Last Sale	$353,000 (Jun 2018)
Tax Bill	$5,009 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`36-21-30-5SK-0000-1280`

Property Details

APN / Parcel Number

Primary APN	`36-21-30-5SK-0000-1280`
Alternative APN	`2130365SK00001280`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	2 Stories
Building Area	2,787 sqft Living Area
Gross Area	3,439 sqft
1st Floor Area	1,303 sqft
Upper Floors Area	1,484 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	6,643 sqft (0.153 acres)
Garage Type	Attached
Garage Area	652 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	275 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	8743 ATWATER LOOP
City	OVIEDO
State	FL
Zip	32765-5226
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 128 CLIFTON PARK PB 70 PGS 1 - 7
Legal Range	30E
Legal Township	21S
Legal Section	36
Legal Subdivision	CLIFTON PARK
Legal Tract	5SK
Legal Lot Number	128
Jurisdiction	SEMINOLE FL
Township / Civil Division	OVIEDO
Census Block Group	1
Census Block	1011
Census Tract	21318

Owner

8743 Atwater Loop is owned and occupied by two individuals who bought it in June 2018.

Source: Seminole County records, as of December 29, 2025

Owner of Record	2 Individual Names on File
Mailing Address	8743 ATWATER LOOP, OVIEDO, FL 32765-5226
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2022	Deed of Trust, Mortgage · Line of Credit ORLANDO FCU
Aug 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC
Jun 14, 2018	Warranty Deed, Transfer · FHA Mortgage BROKER SOLUTIONS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 14, 2018 · Amount on File
Deed Sale	Jun 14, 2018 · Amount on File
Prior Sale	Aug 1, 2016 · Amount on File
Deed Document Number	201867620
Deed Book / Page	9152 / 960
Prior Transfer Date	Aug 24, 2016
Prior Transfer Doc	0087640932
Record Updated	Jun 8, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	8743 ATWATER LOOP, OVIEDO, FL 32765-5226
Transaction Type	Mortgage
Record Updated	Nov 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8743 ATWATER LOOP, OVIEDO, FL 32765-5226

Mortgage

Document Number	0103471623
Date	Nov 16, 2022
Book Page	10347/1623
Instrument	2022125724

Lender

Name	ORLANDO FCU
Type	Credit Union
Address	ORLANDO, FL 32806

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Nov 15, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	8743 ATWATER LOOP, OVIEDO, FL 32765-5226
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0096841686
Date	Aug 21, 2020
Book Page	9684/1686
Instrument	2020092342

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEMINOLE FL
Recording Date	Jun 14, 2018
Property Address	8743 ATWATER LOOP, OVIEDO, FL 32765-5226
Document Number	0091520960
Book / Page	09152 / 0960
Map Reference	MB70 PG1-7
Instrument Date	Jun 8, 2018
Instrument	2018067620
Transaction Type	Transfer
Record Updated	Dec 22, 2021
Title Company	FIDELITY NATL TITLE OF FLORI

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,471.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	865 OVIEDO BLVD APT 2013, 865, OVIEDO, FL 32765-3514

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	939 GINNIE WAY, WINTER SPRINGS, FL 32708-6513

Mortgage

Document Number	2018067621
Date	Jun 14, 2018
Instrument	2018067621

Lender

Name	BROKER SOLUTIONS INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 8743 Atwater Loop was $5,009 with a homeowner's exemption.

Source: Seminole County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,009.00 Homeowner's exemption	$384,782	$540,546 Land $112,000 Building $428,546
2023	$4,605.00 (+2.52%) Homeowner's exemption	$363,047 (+3%)	$498,806 (+8.32%) Land $112,000 Building $386,806
2022	$4,492.00 Homeowner's exemption	$352,473	$460,479 Land $100,000 Building $360,479

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8743 Atwater Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 31 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	31 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8743 Atwater Loop is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SEMINOLE COUNTY SOUTHEAST serves 70,040 people · EPA ID FL3590571
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35

May also be available: CenturyLink, Spectrum, Verizon.

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