Seminole County property record for 8731 Atwater Loop, Oviedo, FL 32765
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,989 sqft · built 2007 |
| Lot Size | 0.157 acres (6,879 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $320,000 (May 2016) |
| Tax Bill | $3,591 (2025) |
| Deeds & Mortgages | Sep 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 36-21-30-5SK-0000-1300 |
| Primary APN | 36-21-30-5SK-0000-1300 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,989 sqft Living Area |
| 1st Floor Area | 1,989 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2007 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Composition Shingle |
| Lot Area | 6,879 sqft |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 1 sqft |
|---|---|
| Porch | Porch |
| Porch Area | 158 sqft |
| Patio Area | 570 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 8731 ATWATER LOOP |
|---|---|
| City | OVIEDO |
| State | FL |
| Zip | 32765-5226 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 130 CLIFTON PARK PB 70 PGS 1 - 7 |
| Legal Range | 30E |
| Legal Township | 21S |
| Legal Section | 36 |
| Legal Subdivision | CLIFTON PARK |
| Legal Lot Number | 130 |
| Jurisdiction | SEMINOLE FL |
| Township / Civil Division | OVIEDO |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 21318 |
8731 Atwater Loop is owned and occupied by two individuals who bought it in May 2016.
Source: Seminole County records, as of December 5, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 8731 ATWATER LOOP, OVIEDO, FL 32765-5226 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 25, 2016 · Amount on File |
| Deed Sale | May 25, 2016 · Amount on File |
| Prior Sale | Dec 29, 2010 · Amount on File |
| Deed Document Number | 2016054604 |
| Deed Book / Page | 08695 / 0835 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 8731 ATWATER LOOP, OVIEDO, FL 32765-5226 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2023 |
| Name | Verified Name |
|---|---|
| Address | 8731 ATWATER LOOP, OVIEDO, FL 32765-5226 |
| Document Number | 0105000642 |
|---|---|
| Date | Sep 1, 2023 |
| Book Page | 10500/642 |
| Instrument | 2023081087 |
| Name | TRUSTCO BANK |
|---|---|
| Type | Bank |
| Address | LONGWOOD, FL 32750 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 239 Months |
| Due | Aug 25, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 8731 Atwater Loop was $3,591 with a homeowner's exemption.
Source: Seminole County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Seminole County |
| Unified School District | Seminole County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,591.00 Homeowner's exemption | $294,823 | $440,760 Land $112,000 Building $328,760 |
| 2023 | $3,475.00 (+2.6%) Homeowner's exemption | $278,169 (+3%) | $412,264 (+8.03%) Land $112,000 Building $300,264 |
| 2022 | $3,387.00 Homeowner's exemption | $270,067 | $381,635 Land $100,000 Building $281,635 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 8731 Atwater Loop in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 31 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 31 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 8731 Atwater Loop is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SEMINOLE COUNTY SOUTHEAST serves 70,040 people · EPA ID FL3590571 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 1,200 / 35 |
May also be available: CenturyLink, Spectrum, Verizon.
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