8707 Atwater Loop, Oviedo, FL 32765 Property Records

Seminole County property record for 8707 Atwater Loop, Oviedo, FL 32765

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,579 sqft · built 2009
Lot Size	0.15 acres (6,550 sqft)
Owner	2 Individual Names on Record
Last Sale	$550,000 (Sep 2022)
Tax Bill	$7,396 (2025)
Deeds & Mortgages	Sep 2022 Sale Jul 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`36-21-30-5SK-0000-1340`

Property Details

APN / Parcel Number

Primary APN	`36-21-30-5SK-0000-1340`
Alternative APN	`2130365SK00001340`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	2 Stories
Building Area	2,579 sqft Living Area
Gross Area	3,231 sqft
1st Floor Area	1,303 sqft
Upper Floors Area	1,276 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	6,550 sqft (0.15 acres)
Garage Type	Attached
Garage Area	652 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	275 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	8707 ATWATER LOOP
City	OVIEDO
State	FL
Zip	32765-5226
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 134 CLIFTON PARK PB 70 PGS 1 - 7
Legal Range	30E
Legal Township	21S
Legal Section	36
Legal Subdivision	CLIFTON PARK
Legal Tract	5SK
Legal Lot Number	134
Jurisdiction	SEMINOLE FL
Township / Civil Division	OVIEDO
Census Block Group	1
Census Block	1011
Census Tract	21318

Owner

Source: Seminole County records, as of December 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1600 ALDEN RD, ORLANDO, FL 32803-1941
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2022	Warranty Deed, Transfer INNOVATIVE TITLE SERVICES I LLC, INNOVATIVE TITLE SVCS LLC
Jul 30, 2020	Quit Claim Deed, Transfer FAIRWINDS CU
Aug 7, 2018	Quit Claim Deed, Transfer FAIRWINDS CU
Aug 7, 2018	Quit Claim Deed, Transfer MORTGAGE TITLE SERVICES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 19, 2022 · Amount on Record
Deed Sale	Sep 19, 2022 · Amount on Record
Prior Sale	Aug 7, 2018 · Amount on Record
Deed Document Number	2022106642
Deed Book / Page	10317 / 1748
Prior Transfer Date	Jul 24, 2020
Prior Transfer Doc	0096640402
Record Updated	Jun 8, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEMINOLE FL
Recording Date	Sep 19, 2022
Property Address	8707 ATWATER LOOP, OVIEDO, FL 32765-5226
Document Number	0103171748
Book / Page	10317 / 1748
Map Reference	MB 70 PG 1-7
Instrument Date	Aug 30, 2022
Instrument	2022106642
Transaction Type	Transfer
Record Updated	Sep 28, 2022
Title Company	INNOVATIVE TITLE SERVICES I LLC, INNOVATIVE TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Tax	$3,850.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3662 MOODY TRL, 3662, TALLAHASSEE, FL 32309-2274

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1600 ALDEN RD APT 558, 558, ORLANDO, FL 32803-1957

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SEMINOLE FL
Recording Date	Jul 30, 2020
Property Address	8707 ATWATER LOOP, OVIEDO, FL 32765-5226
Document Number	0096640402
Book / Page	009664 / 000402
Instrument Date	Jul 24, 2020
Instrument	81901
Transaction Type	Transfer
Record Updated	Aug 31, 2020
Title Company	APOLLO TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8707 ATWATER LOOP OVIEDO FL 327655226, OVIEDO, FL 32765-5226

Mortgage

Document Number	96640403
Date	Jul 30, 2020
Book Page	009664/000403
Instrument	81902

Lender

Name	FAIRWINDS CU
Address	ORLANDO, FL 32826

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Jul 29, 2040

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SEMINOLE FL
Recording Date	Aug 7, 2018
Property Address	8707 ATWATER LOOP, OVIEDO, FL 32765-5226
Document Number	0091840847
Book / Page	009184 / 000847
Instrument Date	Jul 27, 2018
Instrument	89225
Transaction Type	Transfer
Record Updated	Oct 2, 2018
Title Company	MORTGAGE TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Tax	$966.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8707 ATWATER LOOP OVIEDO FL 327655226, OVIEDO, FL 32765-5226

Mortgage

Document Number	91840848
Date	Aug 7, 2018
Book Page	009184/000848
Instrument	89226

Lender

Name	FAIRWINDS CU
Address	ORLANDO, FL 32826

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Aug 6, 2038

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SEMINOLE FL
Recording Date	Aug 7, 2018
Property Address	8707 ATWATER LOOP, OVIEDO, FL 32765-5226
Document Number	0091840846
Book / Page	009184 / 000846
Instrument Date	Jul 17, 2018
Instrument	89224
Transaction Type	Transfer
Record Updated	Oct 1, 2018
Title Company	MORTGAGE TITLE SERVICES INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8707 ATWATER LOOP OVIEDO FL 327655226, OVIEDO, FL 32765-5226

Tax Assessment & Valuation

Source: Seminole County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,396.00 (+10.97%)	$518,393 (+8.46%) Land $112,000 Building $406,393	$518,393 (+8.46%) Land $112,000 Building $406,393
2023	$6,665.00 (+14.01%)	$477,962 (+15.54%)	$477,962 (+8.36%) Land $112,000 Building $365,962
2022	$5,846.00	$413,664	$441,092 Land $100,000 Building $341,092

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 31 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	31 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SEMINOLE COUNTY SOUTHEAST serves 70,040 people · EPA ID FL3590571
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, CenturyLink, Metronet, Xfinity.

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