8725 Atwater Loop, Oviedo, FL 32765 Property Records

Seminole County property record for 8725 Atwater Loop, Oviedo, FL 32765

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,451 sqft · built 2007
Lot Size	0.165 acres (7,205 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,286 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Oct 2017 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`36-21-30-5SK-0000-1310`

Property Details

APN / Parcel Number

Primary APN	`36-21-30-5SK-0000-1310`
Alternative APN	`2130365SK00001310`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	2 Stories
Building Area	2,451 sqft Living Area
Gross Area	2,871 sqft
1st Floor Area	2,094 sqft
Upper Floors Area	357 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	7,205 sqft (0.165 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	1 sqft
Porch	Open Porch
Porch Area	197 sqft
Patio Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	8725 ATWATER LOOP
City	OVIEDO
State	FL
Zip	32765-5226
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 131 CLIFTON PARK PB 70 PGS 1 - 7
Legal Range	30E
Legal Township	21S
Legal Section	36
Legal Subdivision	CLIFTON PARK
Legal Tract	5SK
Legal Lot Number	131
Jurisdiction	SEMINOLE FL
Township / Civil Division	OVIEDO
Census Block Group	1
Census Block	1011
Census Tract	21318

Owner

Source: Seminole County records, as of December 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8725 ATWATER LOOP, OVIEDO, FL 32765-5226
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Oct 3, 2017	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MTG
Oct 3, 2017	Grant Deed, Transfer FIRST ADVANTAGE TITLE COMPANY, FIRST ADVANTAGE TITLE PARTNERS
Feb 9, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 3, 2017
Deed Sale	Oct 3, 2017
Prior Sale	Oct 3, 2017 · Amount on Record
Deed Document Number	201799272
Prior Transfer Date	Feb 14, 2014
Prior Transfer Doc	0088590817
Record Updated	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	8725 ATWATER LOOP, OVIEDO, FL 32765-5226
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	HOMELAND TITLE SOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0097110893
Date	Sep 22, 2020
Book Page	9711/893
Instrument	2020105935

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2035

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEMINOLE FL
Recording Date	Oct 3, 2017
Property Address	8725 ATWATER LOOP, OVIEDO, FL 32765-5226
Document Number	0089990638
Book / Page	008999 / 000638
Instrument Date	Sep 26, 2017
Instrument	99271
Transaction Type	Transfer
Record Updated	Oct 27, 2017
Title Company	FIRST ADVANTAGE TITLE COMPANY, FIRST ADVANTAGE TITLE PARTNERS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,443.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8725 ATWATER LOOP OVIEDO FL 327655226, OVIEDO, FL 32765-5226

Mortgage

Document Number	89990640
Date	Oct 3, 2017
Book Page	008999/000640
Instrument	99273

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	TROY, MI 48083

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 2, 2047

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SEMINOLE FL
Recording Date	Oct 3, 2017
Property Address	8725 ATWATER LOOP, OVIEDO, FL 32765-5226
Document Number	0089990639
Book / Page	008999 / 000639
Instrument Date	Sep 26, 2017
Instrument	99272
Transaction Type	Transfer
Record Updated	Oct 24, 2017
Title Company	FIRST ADVANTAGE TITLE COMPANY, FIRST ADVANTAGE TITLE PARTNERS

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8725 ATWATER LOOP OVIEDO FL 327655226, OVIEDO, FL 32765-5226

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SEMINOLE FL
Recording Date	Feb 9, 2017
Property Address	8725 ATWATER LOOP, OVIEDO, FL 32765-5226
Document Number	0088590817
Book / Page	008859 / 000817
Instrument Date	Feb 14, 2014
Instrument	14307
Transaction Type	Transfer
Record Updated	Feb 17, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8725 ATWATER LOOP OVIEDO FL 327655226, OVIEDO, FL 32765-5226

Tax Assessment & Valuation

Source: Seminole County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,286.00 (+8.75%) Homeowner's exemption	$331,892 (+5.99%)	$528,574 (+7.03%) Land $112,000 Building $416,574
2023	$3,941.00 (+2.58%) Homeowner's exemption	$313,144 (+3%)	$493,841 (+7.53%) Land $112,000 Building $381,841
2022	$3,842.00 Homeowner's exemption	$304,023	$459,261 Land $100,000 Building $359,261

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 31 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	31 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SEMINOLE COUNTY SOUTHEAST serves 70,040 people · EPA ID FL3590571
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35

May also be available: CenturyLink, Spectrum, Verizon.

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