8715 Ederer Rd, Saginaw, MI 48609 Property Records

Saginaw County property record for 8715 Ederer Rd, Saginaw, MI 48609

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,911 sqft · built 1910
Lot Size	3.95 acres (172,062 sqft)
Owner	2 Individual Names on Record
Last Sale	$240,000 (Mar 2024)
Tax Bill	$3,929 (2025)
Deeds & Mortgages	Mar 2024 Sale & Mortgage Oct 2022 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-11-3-02-2001-000`

Property Details

APN / Parcel Number

Primary APN	`16-11-3-02-2001-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,911 sqft Living Area
1st Floor Area	1,092 sqft
Basement Area	1,092 sqft
Unfinished Basement	1,092 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Exterior Material	Brick
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	172,062 sqft (3.95 acres)
Porch	Covered Porch
Porch Area	598 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	8715 EDERER RD
City	SAGINAW
State	MI
Zip	48609-9506
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-R RURAL
Legal Description	COM AT NW CORN OF SEC 2 TH E 1290.50 FT TO POB TH CONT E 287.64 FT TH S 651.28 FT TH W 268.71 FT TH N 650.57 FT TO POB 4.16
Legal Range	03E
Legal Township	11N
Legal Section	02
Jurisdiction	SAGINAW MI
Township / Civil Division	JAMES
Census Block Group	1
Census Block	1029
Census Tract	11901

Owner

Source: Saginaw County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8715 EDERER RD, SAGINAW, MI 48609-9506
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 7, 2024	Warranty Deed, Transfer · Conventional Mortgage HEALTH ADVANTAGE FEDERAL CU
Oct 13, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FRANKENMUTH CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 7, 2024 · Amount on Record
Deed Sale	Mar 7, 2024 · Amount on Record
Deed Document Number	20244078
Record Updated	Oct 29, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Mar 7, 2024
Property Address	8715 EDERER RD, SAGINAW, MI 48609-9506
Document Number	0000004078
Instrument Date	Feb 22, 2024
Instrument	2024004078
Transaction Type	Transfer
Record Updated	Apr 25, 2024
Title Company	CROSSROADS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,800.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8715 EDERER RD, SAGINAW, MI 48609-9506

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4600 WEISS ST, SAGINAW, MI 48603-3850

Mortgage

Document Number	0000004079
Date	Mar 7, 2024
Instrument	2024004079

Lender

Name	HEALTH ADVANTAGE FEDERAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Jan 7, 2054

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	8715 EDERER RD, SAGINAW, MI 48609-9506
Transaction Type	Mortgage
Record Updated	Oct 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8715 EDERER RD, SAGINAW, MI 48609-9506

Mortgage

Document Number	0000026954
Date	Oct 13, 2022
Instrument	2022026954

Lender

Name	FRANKENMUTH CU
Type	Credit Union
Address	FRANKENMUTH, MI 48734

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2037

Tax Assessment & Valuation

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	James Township
Unified School District	Swan Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$111,800 (+29.55%)	$223,600 (+29.55%)
2025	$3,929.00 (+47.04%) Homeowner's exemption
2023		$86,300	$172,600
2022	$2,672.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 95 policies
Nearby Flood Policies	95 in force
Nearby Flood Claims	70 (1991–2026)
Most Recent Claim	Apr 2026 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, May 2020 · 39 claims Flooding, Apr 2013 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	THOMAS TOWNSHIP serves 11,931 people · EPA ID MI0006580
Water Source	Purchased surface water from CITY OF SAGINAW
Last State Inspection	Jul 2023
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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