Saginaw County property record for 8631 Ederer Rd, Saginaw, MI 48609
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,738 sqft · built 2004 |
| Lot Size | 4.4 acres (191,664 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $355,000 (Jun 2023) |
| Tax Bill | $3,706 (2022) |
| Deeds & Mortgages | Jun 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-11-3-02-2001-008 |
| Primary APN | 16-11-3-02-2001-008 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,738 sqft Living Area |
| Gross Area | 3,788 sqft |
| 1st Floor Area | 1,738 sqft |
| Basement Area | 1,350 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Vinyl |
| Lot Area | 191,664 sqft (4.4 acres) |
| Garage Area | 700 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Gunite Pool |
|---|---|
| Porch | Porch |
| Porch Area | 590 sqft |
| Patio Area | 110 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 16113022001008 |
|---|---|
| Street Address | 8631 EDERER RD |
| City | SAGINAW |
| State | MI |
| Zip | 48609-9506 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-R RURAL RES |
| Legal Description | COM AT NW CORN OF SEC TH E 1778.14 FT TO POB TH CONT E 201.53 FT TH S 653.88 FT TH W 410.30 FT TH N 325.39 FT TH E 200 FT TH |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | JAMES |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 11901 |
Source: Saginaw County records, as of April 24, 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 8631 EDERER RD, SAGINAW, MI 48609-9506 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 20, 2023 · Amount on Record |
| Deed Sale | Jun 20, 2023 · Amount on Record |
| Prior Sale | Jan 29, 2014 |
| Deed Document Number | 2023014612 |
| Record Updated | Jun 7, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Jun 20, 2023 |
| Property Address | 8631 EDERER RD, SAGINAW, MI 48609-9506 |
| Document Number | 0000014612 |
| Instrument Date | Jun 16, 2023 |
| Instrument | 2023014612 |
| Transaction Type | Transfer |
| Record Updated | Jul 7, 2023 |
| Title Company | CROSSROADS TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,662.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8631 EDERER RD, SAGINAW, MI 48609-9506 |
| Name | Verified Name |
|---|---|
| Address | 8631 EDERER RD, SAGINAW, MI 48609-9506 |
| Document Number | 0000014613 |
|---|---|
| Date | Jun 20, 2023 |
| Instrument | 2023014613 |
| Name | LAKE MICHIGAN CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2053 |
Source: Saginaw County assessment roll, as of March 1, 2023
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | James Township |
| Unified School District | Swan Valley School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $128,000 (+10.34%) | $256,000 (+10.34%) | |
| 2022 | $3,706.00 (+8.2%) Homeowner's exemption | $116,000 | $232,000 |
| 2021 | $3,425.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 95 policies |
| Nearby Flood Policies | 95 in force |
| Nearby Flood Claims | 70 (1991–2026) |
| Most Recent Claim | Apr 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 83% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | THOMAS TOWNSHIP serves 11,931 people · EPA ID MI0006580 |
|---|---|
| Water Source | Purchased surface water from CITY OF SAGINAW |
| Last State Inspection | Jul 2023 |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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